Commercial Banker V - CRE

Duties And Responsibilities

• Interviews customers and prospective customers and prepares documentation for commercial loans including: Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Maintains aggressive commercial calling program for new and existing customers.
• Affords assistance to other Bankers in governmental lending programs.
• Attends and participates in community affairs to promote the bank’s image.
• Reviews final loan documentation to determine appropriate recommendations.
• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
• Carries out a variety of business development activities to identify bank prospects.
• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
• Works with customers to establish personalized Treasury Management services according to the customer’s needs.
• Receives and responds to various customer questions and solves customer problems.
• Reviews Collateral Protection Reports and determines appropriate course of action.
• Maintains a good working relationship with bank employees.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews.
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

Physical Demands

• Operates a keypad device: 40% of the week.
• Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week.
• Travels: 30% of the week.

Education and Experience

• Requires a four-year college degree or equivalent, major in Finance/Accounting.
• Experience: Ten plus years specialized lending experience.

Benefits

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Pay

Salary Range: $75,000.00 - $184,800.00