Commercial Banker - Liberal, KS

Location: Liberal, KS (On-Site) • Full-Time/Salary

About the role

Join Equity Bank as a Commercial Banker and help build and expand client relationships. You’ll deliver banking products and services tailored to individual client needs, ensuring a superior customer experience. This role offers opportunities to invest in your community through volunteer initiatives aligned with the bank’s core values.

Responsibilities

• Customer Service
  • Manage and service commercial customer relationships as assigned.
  • Enhance client relationships through regular contact, providing high-level customer service and demonstrating an understanding of their business and risk profile.
  • Retain clients with acceptable risk profiles.
  • Demonstrate understanding, concurrence, and commitment to bank policies and procedures when managing client relationships.
• Productivity
  • Meet or exceed annual loan, fee income, and deposit growth goals.
  • Monitor market conditions and competitor impacts to maintain competitive and profitable relationships.
  • Develop and maintain comprehensive knowledge of all commercial products, including loans, treasury management, trade services, and deposits to facilitate cross-selling.
  • Demonstrate a strong understanding and working knowledge of loan documentation to mitigate risk.
  • Maintain and monitor an annual personal plan for growth goals and objectives.
  • Maintain an active calling program for new business development with proper planning.
• Profitability
  • Maximize customer profitability to meet EPS hurdles defined by the bank annually.
  • Optimize loan pricing, fee income, and deposit rates to meet or exceed financial goals.
  • Drive results to meet or exceed financial goals set for the individual and the bank.
• Credit Quality/Credit Administration
  • Maintain acceptable levels of delinquencies, past dues, non-performing loans, and criticized/classified assets as defined by the bank annually.
  • Demonstrate strong credit skills in analyzing credit risk within the underwriting process.
  • Gather complete and adequate facts/information to assess risk while meeting deadlines.
  • Communicate potential credit downgrades in a timely and effective manner.
  • Maintain credit and documentation exceptions within acceptable standards.
• Quality of Work
  • Demonstrate consistent quality in credit analysis and risk management.
  • Exhibit solid time management, organization, planning, and priority-setting skills.
  • Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management.
  • Provide effective problem-solving solutions; look beyond the obvious.
• Interpersonal Skills/Cooperation
  • Exhibit strong interpersonal skills, including a cooperative spirit and positive attitude in all relationships.
  • Contribute to a professional working environment with respect to individual roles and responsibilities.
  • Communicate problems and concerns in a respectful and constructive manner.
  • Build rapport with customers through approachability and dedication to meeting their expectations.
• Perform other duties as assigned or required.

Requirements

• Bachelor’s Degree (equivalent experience may apply).
• Excellent interpersonal skills with a professional manner.
• Computer skills, especially proficiency in Windows-based systems.
• Agriculture experience is required.
• Maintain a working understanding of and comply with banking regulations, bank policies, and procedures.

About Equity Bank

Equity Bank is a full-service, $7.9 billion community bank based in Wichita, Kansas, with over 80 offices across Kansas, Nebraska, Missouri, Arkansas, and Oklahoma. We offer competitive compensation, benefits, and opportunities for personal and professional growth. Our employees provide a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, mortgage loans, treasury management services, and zero ATM fees.

Benefits

• Health, Dental, and Vision Insurance.
• Group Life and Long-Term Disability Insurance.
• Flexible Spending and Health Savings Accounts.
• Group Cancer Insurance.
• 401(K) Retirement Plan with Company Match.
• Generous Vacation and Sick Time.
• Employee Stock Purchase Plan (ESPP).
• Pet Insurance.
• Retail Banking Benefits.

Physical Requirements

• Standing, walking, bending, and squatting on a regular basis.
• Ability to stoop, kneel, crouch, or reach with hands and arms.
• Ability to carry, lift, move, or push up to 25 pounds occasionally.
• Must be able to talk and listen to others.

Work Environment

This position primarily works in an office setting. Most duties involve regular use of computers and electronic media.