Collector

Responsibilities

• Communicates with members regarding their entire relationship and past due accounts by telephone, electronic, or written communication.
• Performs financial analysis, determines reasons for loan delinquency, and determines member’s ability to bring the loan to current status.
• Mentors peers (as needed) to promote transference of knowledge.
• Communicates directly with members to discuss complaints and escalated issues.
• Identifies, researches, and resolves complex account problems for members.
• Collections on a portfolio of loans in all stages of delinquency and/or high risk to reduce the financial exposure of the Credit Union.
• Works assigned collection queue as well as other specialty queues as assigned by supervisor or management daily.
• Follows Credit Union policy, offers suggestions or recommendations to restore loan to a current status.
• Notes all activity as a result of each call on assigned accounts in Member Solutions software.
• Ensures all account information is correct. Makes corrections or refers account to appropriate department for further research.
• Completes assigned number of collection calls per day.
• Uses various credit reporting and skip tracing services and/or software to obtain information to help in the recovery of the unit and/or funds.
• Performs rights of offset on depository accounts and applies funds to delinquent and/or charged-off loans.
• Posts payments to members’ accounts and General Ledger.
• Affords assistance in the training of new Member Solutions employees.
• Affords assistance in training other Credit Union employees on Member Solutions policies and procedures.

Qualifications

• High school diploma or equivalent
• 5 or more years progressively responsible consumer collection experience with a financial institution
• Basic accounting skills to post payments to General Ledger and members’ accounts
• Accurate, detail-oriented, and organized with task management

Benefits

• Financial Well-Being: Bonus Program up to 12%, 401K Matching up to 8%
• Retirement Planning
• Pay Increases based on Competency
• Employee Loan Discounts
• Flex Spending Accounts
• Wellness: Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability Coverage
• Work-Life Balance: 11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTO
• Community Involvement: Paid Volunteer Hours
• Growth: Degree Assistance up to $5,000 per year

Pay

$19.00 - $24.00 hourly based on experience and credentials

Schedule

Remote Opportunity