Closer (Retail)

The Loan Closer is responsible for preparing and verifying closing documents, producing closing instructions, and funding loan transactions that meet all terms of the sale and have received final approval. At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM! Duties & Responsibilities Thoroughly review loan files to confirm all conditions are cleared and the file is ready to closePrepare closing documents ensuring quality, correct closing fees, and proper closing conditionsVerify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazardReview and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policies Set up funding to send a wire to the title company for the disbursement of fundsMaintain a closing pipeline, adhering to warehouse wire time limitations, and contract closing dates, and delivering complete closed loan files on timeCloses a minimum of 80 loans per month Qualifications SKILLS REQUIRED Excellent customer service, communication, and interpersonal skillsProven computer skills in Windows, Microsoft Word, Excel, and LOS systems preferred Proficient math skills Knowledge of FHA/VA/Agency productsDetail-oriented and skilled at multi-taskingStrong time management and organizational skills Can work with a sense of urgency when time constraints are involvedKnowledge of Closing Disclosures Education & Experience High school diploma or equivalent 1+ years of recent residential closing experienceMinimum of 2 years experience in the mortgage industryEncompass LOS experience strongly preferred This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.