Closer/Funder

Responsibilities

• Manage individual pipeline to safeguard service levels, production, quality and compliance within the Closing Department
• Reconcile/enter/update loan level information to prepare closing documents; confirm necessary loan file documents are present (title commitment, VOE, etc.)
• Verify the Closing Disclosure meets all required federal and/or program guidelines
• Ensure closings adhere to lock confirmation, loan approval and program guidelines
• Facilitate an accurate, timely mortgage loan closing; seek closing confirmation and submit loan for funding
• Respond to emails, phone calls and voicemails in a timely manner
• Identify and provide trend information to respective department manager(s) and provide suggestions for process improvement; provide input on procedures/processes
• Encourage team members; foster a positive and engaging work environment; inspire others
• Participate in training, learning and knowledge events
• Actively participate in testing of process, documents and system of record updates/enhancements
• Keep abreast of latest updates in company, regulatory and investor guidelines

Qualifications

• Minimum 2 years of current experience as a mortgage loan closer with multiple loan products and investors
• In-depth knowledge of basic program guidelines (Conventional, FHA, VA, Jumbo) as well as processing/underwriting procedures and compliance requirements relative to the TRID Regulation
• Experience communicating with borrowers or third party vendors and acquiring their full cooperation
• Effective PC skills including intermediate/advanced Microsoft skills
• Excellent negotiation skills; strong analytical and problem solving skills
• Excellent oral, verbal and written communication skills
• Organizational skills and attention to detail are required to perform tasks in a highly efficient manner
• Proactive self-starter who thrives in fast-paced environments
• Dependable and flexible with work schedule (including overtime when needed) and be able to multi-task/change focus on a moment’s notice in a business environment with multiple priorities
• Able to effectively interact and communicate with management, peers and third party service providers
• Ability to work well under pressure & meet deadlines
• Able to work cohesively and efficiently in a team environment