Climate Portfolio Manager

This role focuses on the ongoing management of an assigned portfolio of commercial solar, battery storage, energy efficiency, and other climate-related project finance credit, in collaboration with the Climate Lending Team. Responsibilities include credit execution, monitoring, and analysis to ensure portfolio performance, policy compliance, and timely risk identification.

Responsibilities

• Provide ongoing daily management of assigned climate loan relationships within bank policy and customer service standards.
• Request, analyze, and assess borrower financial reporting and project performance information on a timely basis.
• Underwrite and recommend loan modifications, renewals, waivers, and amendments.
• Review financial models, collateral reporting, third-party reports, and appraisals; escalate issues as appropriate.
• Prepare credit memoranda, risk rating recommendations, and approval packages in compliance with Bank guidelines.
• Coordinate with legal counsel on documentation for borrower execution.
• Work with third-party vendors (e.g., independent engineers, O&M contractors, consultants) as required.
• Communicate clearly with internal partners and borrowers regarding portfolio issues and requirements.
• Monitor covenant compliance and document exceptions.
• Maintain accurate and complete credit files and portfolio documentation.
• Prepare reporting for internal portfolio reviews and loan quality meetings.
• Respond to information requests from internal stakeholders and auditors.
• Identify emerging risks within assigned portfolio and escalate concerns to management.
• Provide secondary approval for advances after determining that all conditions to advances have been met.
• Support team members through collaboration and knowledge sharing.
• Provide input on process improvements and workflow enhancements.
• Maintain proactive communication with relationship managers and internal partners.
• Demonstrate accountability for individual deliverables and deadlines.
• Recommend ways to improve the organization.
• Proactively manage loan relationships by setting appropriate client expectations and meeting deadlines.
• Keep management, commercial bankers, and other team members informed on the progress with client requests and other deliverables.
• Develop familiarity with software applications such as Salesforce, Moody’s Credit Lens, SLACK, etc.
• Perform other duties as directed, including but not limited to underwriting new loan originations.

Requirements

• Bachelor’s degree in Business Administration, Finance, Accounting, or related field, or equivalent commercial credit experience.
• 3-7 years of relevant experience in commercial banking, project finance, structured finance, or climate/renewable energy lending.
• Demonstrated ability to analyze financial statements, cash flows, and financial models to assess borrower and project performance.
• Working knowledge of commercial loan structures, collateral, covenants, and credit risk principles.
• Experience preparing credit memoranda, risk rating recommendations, and loan approval packages.
• Strong attention to detail and ability to manage multiple priorities and deadlines.
• Proficient in Microsoft Excel and other productivity tools; ability to learn and use internal bank systems effectively.
• Strong written and verbal communication skills, with the ability to present clear, organized credit analysis.
• Demonstrated professionalism, accountability, and collaborative work style.
• Ability to exercise sound judgment within established policies and escalate issues appropriately.

Pay

The starting base salary for this role is between $125,000.00 – $140,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs, and market demands.

Schedule

Effective February 18, 2025, employees in office-based positions will work a hybrid schedule consisting of three days or more on-site per week, Monday - Thursday, with Friday designated as a remote-working day unless business-critical tasks require an on-site presence.