CIB Structured Finance Associate, Tax Equity

Santander is a global leader and innovator in the financial services industry, evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey, driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

About the role

Within Structured Finance, the Tax Equity Financing business is responsible for proprietary tax equity investments and other tax credit financing transactions. The Product Specialist will be a member of deal teams leading the origination, execution, and day-to-day distribution/syndication of tax equity and tax credit financing transactions that meet Santander’s profitability and risk targets while supporting the firm’s strategic objectives.

Responsibilities

• Preparation of marketing materials and proposals
• Calling on clients and making presentations
• Structuring transactions, research, and analysis of existing or potential transactions and/or industries
• Negotiating mandates
• Reviewing legal documents and negotiating transactions with clients
• Analyzing various risks and preparing credit applications
• Developing cash flow models
• Participating in transaction due diligence
• Researching and analyzing industries and market data
• Participating in strategic planning and business management for the tax equity business

Requirements

• Bachelor's Degree or equivalent work experience in Finance, Business, Accounting, Engineering, or Economics
• 3+ years of relevant professional work experience
• 1-3+ years of experience in commercial banking or finance industry with strong credit analysis experience
• Exposure in thermal energy, oil and gas, midstream, renewable, or infrastructure debt or equity transactions is preferred but not required
• Significant experience in the analysis and structuring of highly complex transactions, including project-oriented energy financings
• Exposure to analyzing and negotiating transaction documents
• Detailed direct experience modeling and executing tax equity financing transactions for both Investment and Production tax credits
• Ability to influence and drive complex initiatives and manage logistics with internal stakeholders
• Strong credit and risk analysis skills
• Ability to travel as required
• Strong analytical and problem-solving skills
• Strong relationship management and negotiation skills
• Excellent written and verbal communications skills
• Superior organizational and time management skills with the ability to efficiently work on several priorities at a time
• Ability to work in a fast-paced environment with little supervision
• Proficiency in Microsoft Office products (Word, Excel, Outlook)
• Legally authorized to work in the United States on a full-time basis without requiring employer sponsorship

Skills

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education

Pay

The base pay range for this position is $175,000.00 – $225,000.00 USD annually.

Benefits

Santander offers a comprehensive rewards package that includes health, wellness, retirement, and work-life balance benefits. For more details, visit Santander Benefits - 2026.