Chief Financial Officer (Bank/Financial Services experience only)

Responsibilities

• Serves as a strategic financial advisor to the Board, providing guidance on capital planning, dividend strategy, governance matters, and long-term enterprise initiatives.
• Evaluates and actively manages the institution’s investment holdings, offering strategic recommendations to executive leadership regarding portfolio positioning and asset allocation decisions.
• Leads both executive and Board-level financial governance forums, including ALCO and the Finance Committee. Delivers comprehensive reporting on liquidity posture, interest rate exposure, balance sheet composition, funding strategy, and adherence to internal policy benchmarks, while proposing risk mitigation strategies when necessary.
• Directs the development of the Bank’s comprehensive annual financial plan, inclusive of detailed monthly projections. Provides ongoing performance analysis to the Board, highlighting variances to plan and benchmarking results against selected peer institutions.
• Champions operational optimization by identifying opportunities to improve workflows through technology enablement and automation initiatives where measurable value can be achieved.
• Performs advanced financial analytics and scenario modeling across key areas such as branch contribution, loan and deposit portfolio dynamics, and individual product profitability.
• Oversees the framework for estimating credit losses, including ACL and CECL methodologies, incorporating economic forecasting and risk trend analysis to assess potential credit exposure.
• Manages and strengthens the Bank’s corporate credit card program, ensuring appropriate oversight, policy compliance, and vendor relationship management.
• Maintains governance over accounting and finance policies, ensuring documentation, updates, and implementation align with regulatory expectations and institutional standards.
• Supervises the accounts payable function to ensure accuracy, efficiency, and internal control integrity.

Requirements

• Undergraduate degree in Accounting required; professional credentials such as CPA and/or an MBA strongly valued.
• A minimum of ten years in senior financial leadership within a banking organization or independent mortgage banking platform. Familiarity with SEC reporting requirements and mortgage banking operations is advantageous.
• Track record of consistent performance and advancement in executive-level leadership roles with meaningful scope and accountability.
• Demonstrated ability to interpret competitive and economic dynamics and translate those insights into sound, revenue-generating strategic initiatives.
• Deep working knowledge of banking laws, regulatory frameworks, and operational infrastructure, with a history of aligning compliance discipline with efficient execution.
• Experience advising boards and ownership groups on governance-related matters, including clear and effective communication of complex financial topics.
• Brings a builder’s mentality combining initiative, business acumen, and disciplined leadership to drive organizational results.

About the Role

The Chief Financial Officer serves as the senior executive accountable for the Bank’s overall financial stewardship. This role drives forward-looking strategies designed to enhance durable earnings performance and long-term shareholder value. Leading the Accounting and Finance teams, the CFO ensures the integrity, precision, and timeliness of financial reporting, equipping leadership and the Board with the insight necessary to make informed, data-driven decisions across the organization.

Pay

Annual salary range: $140,000 – $225,000 USD.