Chief Financial Officer
About the role
FairSquare is building the financial engine that lets small businesses across America access capital on fair, transparent terms. Through our brands, we fund merchants nationwide with a diversified suite of alternative finance products and we have been a recognized industry leader for over 25 years. Growth paired with profitability is won or lost on financial discipline. We are looking for a Chief Financial Officer who can bring rigor to our unit economics, credibility to our forecast, and durability to our balance sheet. This is not a caretaker CFO role. You will sit at the center of how we price, how we fund, how we underwrite performance, and how we decide where to place the next dollar. You will partner closely with the President and the executive team to drive profitable growth, manage liquidity, maximize investments, and engage the capital markets when the moment is right. This role is based in either our Atlanta, San Diego, or Orlando offices and is an in‑office position. Travel between offices is frequent and travel to lender, investor, and partner meetings should be expected.
Responsibilities
- Unit economics and forecasting: Build and defend the unit economics of every product and channel: acquisition cost, yield, loss, servicing, and contribution margin at the cohort level. Own a rolling forecast the executive team and the Board can make decisions against and hold the business accountable to it.
- Liquidity and treasury: Manage cash flow, liquidity and investments across the enterprise. Negotiate and steward lines of credit, warehouse facilities, and other funding arrangements to assure we maximize investments. Ensure covenant compliance and maintain the funding runway that growth depends on.