CFP - Paraplanner

About the role

Provides fiduciary, compliant, and high-quality financial planning and investment guidance through comprehensive planning conversations with members and financial advisors. Develops tailored financial plans by gathering and analyzing client data using specialized planning software, ensuring recommendations are relevant, appropriate, and aligned with Board of Certified Financial Planning standards. Conducts investment research and analysis, coordinates member service needs with internal teams, and builds strong relationships with advisors and members to deliver holistic planning solutions that support member retention, growth, and long-term financial success.

Responsibilities

• Provides comprehensive financial planning services, including retirement, investment management, tax-efficient strategies, insurance, and estate planning coordination.
• Designs and manages personalized financial plans using advanced planning software.
• Covers in-depth financial reviews assessing goals, risk tolerance, cash flow, assets, and liabilities.
• Gathers, analyzes, and maintains member financial data, reports, and documentation, including risk tolerance and financial goals, to support planning, proposals, and portfolio reviews.
• Develops, presents, and implements customized financial plans aligned with member goals, values, and life stages.
• Prepares financial analyses, scenario modeling, and visual presentations (charts, graphs, histograms) to support informed decision-making.
• Tracks member progress, monitors portfolios, rebalances as needed, and communicates performance and key wealth milestones.
• Delivers fiduciary recommendations in full compliance with CFP Board standards, NCUA regulations, and Credit Union policies.
• Partners with Financial Advisors in client meetings to present plans, answer questions, and address member needs.
• Collaborates across departments and with external partners to deliver holistic solutions and optimal outcomes.
• Proactively identifies planning, investment, insurance, and credit union product opportunities within advisor books of business.
• Maintains detailed client records and databases, including follow-up actions and tax planning strategies, including, but not limited to; Roth conversions and beneficiary distributions.
• Performs ongoing plan updates based on reviews, life events, or advisor/member requests.
• Supports audits, compliance reviews, and internal reporting requirements.
• Affords assistance in developing workflows, procedures, and initiatives to improve efficiency and enhance the member experience.
• Contributes to product development, innovation, and strategic initiatives that expand holistic planning capabilities.
• Provides education to advisors and members on financial planning concepts, tax law updates, and holistic strategies.
• Supports member education initiatives, including seminars, workshops, webinars, and one-on-one coaching.
• Builds long-term member relationships through proactive outreach, ongoing reviews, and a white-glove service approach.
• Supports the Credit Union's mission by promoting financial literacy and member financial empowerment.
• Stays informed on market trends and regulatory changes impacting member financial plans.

Requirements

• Minimum Qualifications: 4 Year / Bachelors Degree - Finance, Accounting, Economics or Business Related Field - Required CFP® certification in good standing - Required FINRA Series 7 license, Series 63 and 65 OR Series 66 and Life and Health Insurance License - Preferred 3 Years - Experience in financial planning, wealth management, or advisory services while utilizing financial planning software - Required Knowledge of retirement plans, investments, insurance products, and basic estate planning principles - Required Experience with MoneyGuidePro and Holistiplan financial planning software - Preferred Experience working with third-party wealth management partners - Preferred Analytical and organizational skills - Strong communication and interpersonal skills - Ability to build trust with diverse member populations - Ability to learn and apply information on a wide range of Credit Union products, services and regulatory compliance requirements - Ability to resolve problems utilizing advanced knowledge and experience - Ability to operate computers, scanners, copiers, optical imaging, mail and other related standard office and processing equipment - Ability to understand and follow written and oral instructions - Ability to set priorities and manage one’s own time effectively.

Qualifications

• Education Requirements: 4 Year / Bachelors Degree - Finance, Accounting, Economics or Business Related Field - Required CFP® certification in good standing - Required FINRA Series 7 license, Series 63 and 65 OR Series 66 and Life and Health Insurance License - Preferred
• Experience Requirement: 3 Years - Experience in financial planning, wealth management, or advisory services while utilizing financial planning software - Required Knowledge of retirement plans, investments, insurance products, and basic estate planning principles - Required Experience with MoneyGuidePro and Holistiplan financial planning software - Preferred Experience working with third-party wealth management partners - Preferred

Skills

• Effectively apply internal and external customer service practices and processes to meet quality service standards and achieve member satisfaction.
• Learn and apply information on a wide range of Credit Union products, services and regulatory compliance requirements, in order to assess member situations and develop solutions.
• Resolve problems utilizing advanced knowledge and experience.
• Build trust with diverse member populations.
• Strong analytical and organizational skills.
• Communicate in a professional manner and deliver information clearly and effectively.
• Actively listen to questions, opinions and ideas of others.
• Use tact and diplomacy in sensitive and confidential situations.
• Use correct English including spelling, grammar and punctuation.
• Operate computers, scanners, copiers, optical imaging, mail and other related standard office and processing equipment.
• Understand and follow written and oral instructions.
• Set priorities and manage one’s own time effectively.

Benefits

N/A

Pay

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Schedule

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