CB Portfolio Manager II - Investment Real Estate

Essential Job Responsibilities

• Credits independently financial statement, covenant and collateral analysis of Corporate Banking clients.
• Aids in discussions and due diligence on existing and prospective clients.
• Oversees portfolio analysis and assists in deal structuring and legal document review and negotiation.
• In collaboration with Relationship Manager(s), manages and grows a portfolio of companies.
• Assists with the cultivation of new business opportunities from existing and potential corporate clients and assists Relationship Manager(s) help meet client needs and deepen relationships.
• Supports cross-sell opportunities as identified through client interaction.
• Provides portfolio information on a timely basis to be included as part of credit analysis and performance reports.
• Maintains a continuous improvement mindset with respect to credit performance reports, cross sell effectiveness, and opportunities to improve processes.
• Monitors client financial performance versus plan objectives and financial covenant compliance on a regular basis; discusses the performance with the relationship team.
• Reports credit deterioration promptly and works with Special Assets to mitigate potential losses.
• Actively monitors and manages maturing notes, expiring commitments and delinquencies within assigned portfolio.
• Performs maintenance calls with or without Relationship Manager as needed, and assists in credit collection work as necessary for assigned accounts.
• Serves as a representative for Portfolio Management and/or Corporate Banking in various Bank initiatives and projects on an as-needed and elected basis.

Qualifications

• Bachelor’s degree in Business or Finance related field, and/or equivalent experience required.
• Minimum of five (5) to seven (7) years of strong credit analysis experience and demonstrated portfolio management skills required.
• Exceptional communication skills with ability to influence others, as well as strong computer and analytical skills are necessary.
• A valid driver’s license and travel, including some overnight stays, are required.