Cash Management Analyst - Ford Credit Bank

About the role

The Cash Management Analyst reports to the Deposit Operations Manager and is responsible for the daily execution, monitoring, and reconciliation of the Bank’s payment systems. This role plays a critical part in managing the lifecycle of monetary transactions, including Wire Transfers, ACH, and Mobile Check Deposits. The Analyst will ensure all processes are conducted within strict regulatory timelines (Reg E, NACHA, OFAC) while providing high-level service to our customers. This position involves proactive problem-solving, data analysis to identify operational trends, and supporting the growth of our online banking platform.

New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established, these employees may be transferred to the new bank.

Responsibilities

• Manage and execute daily transaction operations including domestic wire transfers, ACH, Mobile Check Deposits, and internal transfers
• Analyze and resolve Reg E dispute claims for ACHs ensuring adherence to regulatory timelines
• Perform review and clear OFAC hits, and ensure all activities comply with BSA/AML standards
• Handle inbound and outbound inquiries regarding monetary requests, providing personalized service and maintaining professional relationships with customers and external financial institutions
• Identify opportunities for process automation and support system upgrades or testing to enhance the efficiency of the Bank’s payment operations
• Other duties as assigned

Requirements

• Bachelor’s degree or equivalent work experience
• Minimum of 3 years of experience in banking operations, specifically in wire transfers, electronic payments, or cash management
• Strong knowledge of federal banking regulations including Reg E, NACHA rules, OFAC

Preferred Qualifications

• Experience in a de novo, fintech, or high-velocity digital banking environment
• Professional certifications such as Accredited ACH Professional (AAP) or Certified Payments Professional (CPP)
• Proven analytical ability to define problems, collect data, and draw valid conclusions to improve operational workflows
• A passion for leveraging technology and AI to enhance payment processing and accuracy
• Strong interpersonal skills with the ability to work effectively under pressure and meet strict monetary deadlines

You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Ford Motor Company, we encourage you to apply!

Benefits

• Immediate medical, dental, vision and prescription drug coverage
• Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
• Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
• Vehicle discount program for employees and family members and management leases
• Tuition assistance
• Established and active employee resource groups
• Paid time off for individual and team community service
• A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
• Paid time off and the option to purchase additional vacation time

Pay

This position is a salary grade 4 and ranges from $45,500-$84,600. Final determination of salary grade will be based on candidate's skills and experience, and base salary will be set within the applicable range according to job scope, responsibility and competitive market value.

Schedule

This position is hybrid with a requirement to be onsite four or more days per week.

Visa sponsorship is not available for this position. Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.