Business Purpose Lending (BPL) Diligence Analyst (100% Remote)

The BPL Diligence Analyst

The BPL (business purpose loan) Diligence Analyst is responsible for performing due diligence reviews of closed Residential DSCR (debt service coverage ratio) and RTL (residential transition loan) mortgage loans, covering all product types included therein, such as Cross-collateralization and Bridge. In this role, the Analyst will execute detailed reviews, analysis and validation of origination loan terms and adherence to Lender Guideline requirements/parameters.

Primary Duties And Responsibilities

• Perform BPL diligence activities to ensure accurate, timely, and high-quality product delivery in accordance with established standards and guidelines.
• Review and analyze assigned loan files and diligence outputs to ensure completeness, accuracy, and adherence to internal processes and external requirements.
• Monitor personal workload and production metrics (e.g., turnaround time, quality benchmarks) and escalate risks or delays as appropriate.
• Collaborate with peers, process partners, and leadership to support smooth workflow execution and issue resolution.
• Identify process gaps, errors, or inefficiencies and provide recommendations or feedback to support continuous improvement efforts.
• Perform other duties as assigned or apparent.

Job Specifications

• Your Basic Education And Prior Work-Related Experience:
  • Degree Requirement: HS Diploma or GED
  • Work Experience: 2 or more years of prior residential mortgage-related experience (origination underwriting/processing, or secondary market due diligence)
• Additional Qualifications:
  • Strong familiarity with Lender guidelines
  • Knowledge of all standard mortgage documents and the critical data points contained therein (legal, valuation, title, insurance, application, settlement statement, disclosures)
  • Experience working within origination LOS and/or due diligence systems
  • Proficiency in performing basic income and asset calculations as well as credit report analysis
  • Compliance experience is not required
  • Strong analytical skills with particular emphasis regarding attention to detail and accuracy

Why You Should Work With Us

• Competitive Compensation: anticipated base hourly rate from $19.45 to $27.75 based on skills and experience. This position is eligible to participate in an annual incentive program.
• Rest and Relaxation: This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holidays.
• Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
• Our Company Makes an Impact: We’ve been recognized by multiple organizations like Bloomberg’s Gender-Equality Index, HousingWire’s Tech 100, and The Forum of Executive Women’s Champion of Board Diversity.
• Radian has also pledged to SHRM’s CEO Action for Inclusion & Diversity commitment.
• Comprehensive Health Benefits: Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
• Prepare for your Future: 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP).
• Homebuyer Perks: Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.

Details

• EEO Statement: Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.
• Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
• EEO Employer Details: To learn more about Radian’s Code of Conduct and Ethics and workplace conduct, please click [here].
• Radian participates in E-Verify [Link] (en español [Link]).
• Learn more about your rights under immigration laws [Link] (en español [Link]).
• View the "Know Your Rights: Workplace Discrimination is Illegal" poster [Link].
• View “Employee Rights under FMLA” [Link].
• View “Employee Rights under EPPA" [Link].

Accommodation

• Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail careers@radian.com.
• Note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application.