Business Banking Relationship Manager II (South)
About the role
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
Responsibilities
- Develop qualified client prospects in defined segment by identifying and utilizing referral sources, existing clients and centers of influence.
- Work with product partners (Affiliate- Retail IE, WMA, TMO, etc. and Bancorp- Vantiv, Paycor, etc.), analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
- Participate in community and/or specific industry forums, conferences and/or meetings in order to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape.
- Effectively retain and grow long-term, profitable, lead client relationships.
- Cross-sell all applicable 5/3 products and services to an existing portfolio of business customers and their owners/senior management with the ultimate goal of being clients' Lead or primary bank.
- Coordinate all client-facing activities including credit support and other product partners.
- Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management.
- Partner with Portfolio Managers and Credit Officers (Business Loan Center and Central Credit Utility) on credit requests and adhere to established Portfolio Management guidelines.
- Achieve credit standards and metrics in regard to asset quality, credit administration (matured/renewals, financial statement documents, covenant data integrity, matured notes and document exception) and RAROC.
- Maintain ongoing monitoring of information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk, and priced accordingly.
- Complete administrative responsibilities in a timely manner.
- Provide coaching, leadership, and guidance to RM I's and II's in conjunction with their Regional Sales Manager or in addition to their Regional Sales Manager.
Requirements
- Bachelor's degree required or equivalent work experience.
- Minimum of 5 years of sales experience and minimum of 5 years managing business banking or commercial relationships preferred.
- Formalized credit training or equivalent credit risk experience required.
- Underwriting experienced preferred.
- Proven ability to build new and existing client business and provide a positive client experience.
- Strong business acumen, to include detailed analysis, review of financial statements and knowledge of advanced accounting principles.
- Extensive knowledge of credit and non-credit products required.
- Knowledge of commercial & Treasury Management services as well as alternative lending and financial options.
- Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.
- Uses effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
- Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face to face negotiations and group presentations.
- Champions the Bancorp vision and core values through personal actions and leadership influence to promote high-performing work groups.
- Proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.
- Ability to travel regionally and/or locally.
Qualifications
- Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.
- Ability to travel regionally and/or locally.
Skills
- Effective problem solving and analytical skills.
- Strong verbal and written communication skills.
- Proven ability to build new and existing client business and provide a positive client experience.
- Knowledge of commercial & Treasury Management services as well as alternative lending and financial options.
- Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.
- Uses effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
- Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face to face negotiations and group presentations.
- Champions the Bancorp vision and core values through personal actions and leadership influence to promote high-performing work groups.
Benefits
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Pay
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Schedule
In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.