Business Banking Portfolio Manager II

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Manage, Maintain And Service a Business Banking Credit Portfolio As Defined By The Size Of Client Relationships And/or Via Assignment By Senior Leadership
• Address maturing credit facilities and work with account officers to increase bank exposure where appropriate.
• Review and/or renew demand lines of credit, commercial real estate loans, and letters of credit.
• Ensure all loan conditions are met, collect and review customer financial statements, delinquency history, overdraft history, credit history, loan files, etc., and make appropriate recommendations to underwriting.
• Work directly with assigned portfolio clients in person, virtually, or via email or other communication channels during the collection of financials and other documentation when needed, and/or in general support of customer inquiries.
• Work with closing attorneys, accountants, lenders and support staff to ensure that all loan pre-closing conditions and post-closing conditions are met.
• Manage loan extensions, loan modifications, name changes, rate changes and notifications of customer dissolutions.
• Aid in preparation / review of loan documents for assigned relationships.
• Prepare and organize required reports, memos, and any other necessary documentation on a timely basis.
• Demonstrate compliance with banking laws and regulations as defined in company policies and procedures pertinent to the position.
• Attend Weekly Delinquency meetings and assist Business Bankers with the management of delinquent loans within respective portfolios.
• Collaborate and effectively work with other areas of the company and participate in projects and special assignments as a representative of Business Banking as appropriate.

Education And/or Experience

• Bachelor’s degree (B.A.) from four-year college or university; at least three (3) years of commercial/credit analysis experience; or equivalent combination of education and experience
• Adept at analysis, underwriting, and documentation
• Prior Commercial and/or Business Banking credit and portfolio management experience a plus

Benefits/Incentives

• Comprehensive benefits package including medical, dental, and vision coverage; Flexible Spending and Health Savings Accounts; 401(k) matching; and tuition reimbursement
• Additional perks such as employee referral program, annual holiday reception, summer family outing, and more

Salary Range

We offer a salary range of $80,000 - $125,000, with the actual salary determined by factors like relevant education, qualifications, certifications, experience, skills, seniority, location, and performance. This range may be modified in the future.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.