Business Banking Officer

About the role

The Business Banking Officer proactively develops and maintains business relationships through calling efforts and relationship building. This position establishes business loan, deposit, treasury management and other related services to meet needs of clients within a designated geographical territory, and target clients typically have annual revenues of $500,000 to $5,000,000 with lending needs of up to $1,500,000. HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee.

Responsibilities

• Actively initiates business contacts to develop relationships, promote bank products/services, and maintain business acquisition pipeline and existing portfolio.
• Actively engages and interacts with branch partners to educate branch staff on client needs identifications and referrals.
• Counsels customers on business financing needs, and process and completes detailed review of loan application and other business services.
• Analyzes customer financial status, credit, and property evaluations to determine loan feasibility.
• Partners with Credit team to facilitate the review and processing of loans.
• Partners with other lines of business to develop leads and referrals within existing portfolio.

Requirements

• High school diploma or equivalent required.
• Required 3+ years of experience as a business lender required with demonstrated record of achieving goals.
• Successful completion of bank training program(s) for lending (depending on experience and background as a lender).
• Must be bondable and have a valid driver’s license.
• Excellent attention to