Business Banking Officer

About the role

As a Business Banking Officer, you'll play a key role in helping businesses achieve their financial goals through tailored lending, deposit, and Treasury Management solutions. You'll develop meaningful client relationships, identify growth opportunities, manage a portfolio of commercial clients, and serve as an ambassador for CNB in the community we proudly serve.

Responsibilities

• Source and develop commercial loan requests and deposits for new and existing customers through regular outside sales calls.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income, and promoting all bank products and services.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or work closely with Credit Analyst for verification and recommendation.
• Negotiate terms, structure loan financing based on risk consideration and present credits for approval to appropriate levels of authority with the bank as required.
• Correspond with, counsel and keep individuals apprised of loan application status.
• Ensure loan agreements are complete and accurate according to policy, close loans.
• Support the bank's relationship banking culture through on-going customer contact, quality customer service and superior product knowledge.
• Promote favorable image of the financial institution in all business activities within the community.
• Travel to outside offices/locations at times to meet with management, staff and others; on-site presence is also necessary for regular, successful performance.
• Comply with all bank, state and federal policies, procedures and regulations.

Requirements

• Bachelor's Degree in Business, Finance or related field.
• Two years experience in a financial institution or loan setting is preferred.
• Previous sales experience.
• Basic understanding of financial institution policies and procedures.
• Stellar written and verbal communication skills.
• High level of professionalism.
• Credit Training is required.
• Proficiency in computer software such as Word, Excel, and Outlook.
• Maintain a well-developed working knowledge of the bank's products and services, along with the applicable regulations and operating systems.
• Ability to manage multiple priorities and meet deadlines.

Benefits

• Uncapped monthly incentive.
• Annual fee income bonus.
• Medical, Dental, and Vision Insurance.
• Company Paid Life Insurance.
• Company Paid Short Term & Long Term Disability.
• Generous Paid Time Off including Vacation, Sick, Personal, and Emergency Time.
• 11 Paid Holidays.
• Incentive Plan paid on a quarterly basis.
• Employee Stock Ownership Plan for your retirement.
• Banking Perks.