Business Banker (LO) Spanish Fork, UT
At Wells Fargo, we're a global trailblazer in financial services, committed to driving innovation, empowering communities, and helping our customers succeed. We offer robust benefits, competitive compensation, and programs designed to support work-life balance and well-being. Recognized as the #1 financial services employer on the 2025 LinkedIn Top Companies list, we provide a meaningful career where you can thrive.
About the Role
Wells Fargo is seeking a Business Banker (LO) in Consumer Banking and Lending. In this role, you will build, maintain, and grow relationships with business banking clients in the branches, with frequent interactions to understand and meet their needs.
Responsibilities
- Manage and grow a portfolio of low to moderately complex business clients (typically $500K to $2MM in annual sales) by owning the full client journey—from onboarding to deepening relationships and acquiring new clients—while delivering a branded, client-centric experience.
- Understand and offer a suite of financial solutions and digital services available through Wells Fargo, positioning yourself as a product expert to deliver tailored, impactful recommendations.
- Analyze each client's goals and financial needs to provide tailored financial recommendations that align with their objectives while staying compliant with policies and procedures.
- Act as a trusted advisor by offering a full range of products and services, including business accounts, credit, treasury services, and digital tools.
- Actively prospect and network to build strong relationships with external and internal partners, driving high-quality referrals and growing the small business customer base.
- Collaborate with all internal banking channels to support business owners and gain their entire relationship.
- Partner with Relationship Managers and Lending Officers for complex structures, ensuring alignment with underwriting policies and risk guidelines.
- Assess and refer customers interested in dwelling-secured products to a SAFE team member without taking an application or negotiating terms.
Requirements
- 2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, or education.
Qualifications
- 2+ years of in-branch business banking experience.
- 1+ year of experience managing a dedicated book of small business customers across an assigned territory.
- Proficient in proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues.
- Strong business acumen to provide financial services consultation to business customers.
- Extensive knowledge of bank lending programs, credit policies, and specialty products.
- High motivation to meet team objectives while maintaining individual performance.
- Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners.
- Customer service focus with experience handling complex transactions across multiple systems.
- Knowledge of retail compliance controls, risk management, and loss prevention.
- Ability to educate customers on technology and share the value of mobile banking options.
- Professionalism and integrity in interactions with customers and employees.
- Experience mentoring and peer-coaching others.
Job Expectations
- This position is not eligible for Visa sponsorship.
- Requires Loan Originator (LO) registration at the time of employment. Wells Fargo will initiate the LO registration process immediately after your employment start date.
- Individuals in LO positions must meet Consumer Financial Protection Bureau qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards. A credit report will be used to assess financial responsibility, though a credit score is not part of the evaluation.
- Ongoing regulatory requirements may include additional screening.
Location: 251 E 1000 N., SPANISH FORK, UT 84660. Banker placements may occur within a 10-mile radius of the branch to which the candidate applies.