Business Banker (LO) Gulf Freeway

About the role

Wells Fargo is seeking a Business Banker (LO) in Consumer Banking and Lending. This role involves building, maintaining, and growing relationships with business banking clients in branches. Responsibilities include:

• Managing and growing a portfolio of low to moderately complex business clients, typically $500K to $2MM in annual sales.
• Offering a suite of financial solutions and digital services to meet the needs of business clients.
• Providing tailored financial recommendations aligned with client objectives while staying compliant with policies and procedures.
• Actively prospecting and networking to build strong relationships with both external and internal partners.
• Collaborating with Relationship Managers and Lending Officers for complex structures and ensuring alignment with underwriting policies and risk guidelines.
• Assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction.
• Mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low to moderately complex business clients, typically $500K to $2MM in annual sales.

Offer a suite of financial solutions and digital services to meet the needs of business clients.

Provide tailored financial recommendations aligned with client objectives while staying compliant with policies and procedures.

Actively prospect and network to build strong relationships with both external and internal partners.

Collaborate with Relationship Managers and Lending Officers for complex structures and ensure alignment with underwriting policies and risk guidelines.

Assist customers without taking an application and without offering or negotiating terms of a dwelling secured transaction.

Mentor and peer-coach others.

Requirements

2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

2+ years of in branch business banking experience.

1+ year of experience managing a dedicated book of business customers across assigned territory.

Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues.

Strong business acumen to provide financial services consultation to business customers.

Extensive knowledge and understanding of bank lending programs, credit policies, and specialty products.

High motivation with ability to successfully meet team objectives while maintaining individual performance.

Customer service focus with experience handling complex transactions across multiple systems.

Knowledge and understanding of retail compliance controls, risk management, and loss prevention.

Ability to educate and connect customers to technology and share the value of mobile banking options.

Ability to interact with integrity and professionalism with customers and employees.

Fluency in Spanish a plus.

Qualifications

Required qualifications include 2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired qualifications include 2+ years of in branch business banking experience, 1+ year of experience managing a dedicated book of business customers across assigned territory, proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues, extensive knowledge and understanding of bank lending programs, credit policies, and specialty products, high motivation with ability to successfully meet team objectives while maintaining individual performance, customer service focus with experience handling complex transactions across multiple systems, knowledge and understanding of retail compliance controls, risk management, and loss prevention, ability to educate and connect customers to technology and share the value of mobile banking options, ability to interact with integrity and professionalism with customers and employees, and fluency in Spanish.

Job Expectations

This position is not eligible for visa sponsorship. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

Location

10009 Almeda Genoa Rd., Houston, TX 77075