BSA Specialist

Consumers Credit Union (CCU) is looking for a BSA Specialist experienced in managing investigations, navigating changing priorities, and contributing to a collaborative team. The ideal candidate has a strong understanding of BSA/AML regulations, experience handling SARs and CTRs, and the ability to work independently while maintaining the highest level of confidentiality and professionalism.

Schedule

After the initial weeks of onsite training, this will be a hybrid role. Tuesday and Wednesday onsite at our HQ in Lake Forest, IL. Candidate must be willing to adjust work-from-home days for audits and other department needs. Local Northern IL/Southeast WI candidates only.

Responsibilities

• Investigate unusual or suspicious activity identified by the monitoring software or referred by other departments of the Credit Union.
• Identify suspicious activity ("Red Flags") in the review process, decide on further action, and determine whether the filing of a Suspicious Activity Report (SAR) is warranted.
• Monitor high-risk accounts quarterly and complete SARs.
• Investigate Currency Transaction Report (CTR) cases produced by BSA software, decide on further action, and file CTRs appropriately.
• Review potential matches identified by the OFAC check and FinCEN 314a file upload, take necessary action for any matches, and/or resolve false positives.

Requirements

• High School Diploma or Equivalent is required; Associate’s Degree in Business, Criminal Justice, or related field is highly preferred.
• 2+ years’ experience in BSA required.
• Strong attention to detail and the ability to spot unusual patterns and activity.
• Excellent writing skills with experience documenting findings and preparing clear reports.
• Natural curiosity and passion for investigating, researching, and analyzing information.
• Sound judgment and confidence in making informed decisions.
• Experience dealing with sensitive information and maintaining confidentiality.
• Proficient with technology including Microsoft Office, email, databases, online research tools, and core banking systems.
• Previous experience with AML software such as Patriot Officer or Verafin.
• America’s Credit Union (formerly CUNA) BSA certified or willingness to achieve certification within one year of start date (paid for by CCU).

Pay

The salary range for this role is $20.16 - $30.24 per hour. This role is eligible for an annual bonus opportunity. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs.

Benefits

• Medical (High Deductible, HMO, and PPO), dental, vision, and spending accounts effective date of hire.
• Short-term disability, long-term disability, and life insurance.
• Eligibility to participate in the 401(k) savings plan at any time.
• Automatic enrollment in the pension plan following six months of employment and 1,000 hours of service, and reaching age 20.

About CCU

Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.6 billion in assets and serves more than 285,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. We’ve been recognized as a Great Place to Work®, and we’re committed to growing both our business and our people.