BSA Analyst

_______________________________________________________________________________________ Job Summary Actively participate in and foster the Bank’s Culture of excellence while supporting the Bank’s strategic initiatives. The BSA Analyst assists the BSA Officer and BSA Manager in ensuring superior compliance with all applicable laws and regulations related to the Bank Secrecy Act/Anti-Money Laundering (BSA/AML). This is achieved through comprehensive training, extensive monitoring, recordkeeping, and reporting. The position may assist in key BSA/AML functions including Customer Due Diligence (CDD), Beneficial Ownership (BO), Office of Foreign Assets Control (OFAC) compliance, and Suspicious Activity Reporting. Consistently and effectively manage behavior within the Bank’s established customer service standards and core values while adhering to all established Bank Policy and procedures. Job Functions Commit to and live by a no excuses environment whereby all employees are held 100% accountable for behaviors, actions, performance and attitudes Adhere to all bank policies and proceduresAssist with:The Bank’s overall compliance with the Bank Secrecy Act, OFAC, and all related regulations including the USA Patriot ActMaintaining a BSA/OFAC Risk Profile and maintaining and updating BSA related policies and proceduresIdentifying all activity that needs to be reported on a Currency Transaction Report (CTR) and ensuring timely and accurate filing of the CTRsMaintaining a list of customers exempt from CTR filing along with appropriate documentation to support the statusMaintaining appropriate records as required by the BSA including negotiable instrument logs and wire and funds transfer logsMaintaining a list of higher-risk customers and performing enhanced due diligence and monitoring as appropriateMonitoring and advising on suspicious activityEnsuring that OFAC scans are completed as necessary, including downloads of the bi-weekly 314(a) lists as well as any special 314(a) requests to be run against the OFAC listProviding on-going training appropriate to each employee’s job responsibilitiesComplete account monitoring for all new business transaction accounts openedQuality control of Certification Regarding Beneficial Owners of Legal Entities, both retail deposit accounts and commercial loansAct as liaison with internal auditors as well as regulatory examiners for BSA related audits and examinationsSupport the BSA Officer and BSA Manager with the execution of strategic initiatives and goals to maintain, strengthen and mitigate risksAdhere to telephone and communication standards when interacting with customers to attract businessPerform additional duties as requested Job Requirements Must possess: The ability to read, write and speak fluently in the English languageStrong customer service skills with both internal and external customersExcellent verbal and written communication skillsGeneral math skills: adding, subtracting, multiplying and dividingAbility to work a flexible schedule and travel to other locations as neededHandle conflict resolutions in a professional mannerSkills and knowledge:Maintain a thorough understanding of BSA, USA Patriot Act, FinCEN guidelines, and OFAC regulationsHandle highly confidential informationStrong analytic, research and investigative skillsAbility to function both independently and within a collaborative team environmentStrong prioritization, time management, and multitasking skillsComputer skills including the use of Microsoft Office productsUnderstanding of Bank products, services, and transaction processing channelsHigh school diploma or GED equivalentAssociate’s degree or higher in business, finance or related study preferred but may be reasonably supplemented with relevant banking, risk management, or compliance experiencePrevious banking experience preferred Supervisory Scope: N/A Education And Experience High school diploma or GED equivalentAssociate’s degree or higher in business, finance or related study preferred but may be reasonably supplemented with relevant banking, risk management, or compliance experiencePrevious banking experience preferred Physical Demands Employees will have the following physical demands: Required to sit & stand and move throughout the location/branchRequired to climb & stoop: reach with hands & armsOccasionally lift & move up to 25 poundsEfficient computer and typing skillsVision abilities required: close, distance & peripheralReading of written, printed or computer screen dataAble to transport self, in a timely manner, to and from meetings, conferences & events Human Relations/Emotional/Mental Demands Contact with existing/potential customers and employees through telephones, correspondence or interact with in all areas. Confidentiality of potential and existing client and employee information requires professionalism, discretion, and diplomacy.