Branch Mortgage Loan Officer

What You Will Do Here

• Originate mortgage loan applications primarily in-person, but also via telephone, web.
• Engage with customers to recommend loan products and other services that are in the best interest of the customer.
• Understand and maintain a thorough knowledge of various mortgage loan programs (FNMA/FHLMC, FHA/VA) and company products to provide clients with most suitable options.
• Obtain, validate, and secure pertinent financial and credit data to qualify clients.
• Review all loan applications by verifying supporting documentation and credit-worthiness and prepare loan applications to meet quality standards for submission to processing.
• Collaborate with market managers, branch managers, branch employees, and other business partners to develop and promote home buyer education seminars and drive mortgage business in the assigned branches.
• Participate in external events to foster Relator, and other business, relationships within the community.
• Accurately price loans and ensure timely preparation and delivery of all required loan disclosures.
• Provide timely follow-up on all originated mortgage applications.
• Attend and assist in branch meetings and in training of retail staff.

What You Will Need

• A High School Diploma or GED.
• 3+ years proven success in a sales environment.
• 1+ years previous mortgage origination, underwriting, or processing experience.
• Excellent Customer Service Skills.
• Effective relationship building skills.
• Excellent Verbal And Written Communication Skills.
• Strong attention to detail and follow-up skills.
• Demonstrated understanding of mortgage lending principles and practices (preferred).
• Demonstrated competence using f Mortgage Loan Origination System (preferred).
• NMLS Registration or NMLS License.
• Mortgage Originator State License.