Branch Manager / Lender

About the role

First Federal Bank of Louisiana is a full-service, locally owned community bank with over one billion dollars in assets and 16 offices across Southwest and Central Louisiana. We help build the communities we serve and strive to empower people and places to realize their dreams.

Responsibilities

• Interviews applicants and evaluates and authorizes approval of residential mortgage and consumer loans
• Establishes and helps to attain internal performance objectives for the branch office business volume, deposits, loan portfolios and quality of audit reports
• Exercises executive control over branch office operations and profitability, delegating all operational and managerial duties to the Senior Branch Supervisor or Branch Supervisor
• Affirms contacts customers, businesses, community and civic organizations to promote goodwill and generate new business
• Visits real estate brokers, sales agents and local builders to promote mortgage services
• Verifies accuracy of loan application by interviewing applicants and requesting specific information or documentation to resolve any questions regarding application information
• Analyzes applicant financial status to determine if established standards for further consideration are met; confers with underwriter to resolve mortgage application issues
• Analyzes financial statements, tax returns and financial information to determine if the loan request and/or the applicant meets internal guidelines
• Approves or denies various types of loans and/or confers with Chief Retail Officer or loan committee, if request is outside lending authority
• Recommends residential mortgage loans be approved or denied; submits loans to underwriting for final approval or denial; informs applicant of loan acceptance or denial
• Cross-sells and refers other bank products and services, including but not limited to deposits and investment services, and increases customer relationships
• Promotes and enhances the corporate culture and fosters the development and implementation of the organizational vision
• Complies with specific job related BSA policies and procedures

Requirements

• Bachelor’s degree from four-year college or university in business, finance or related field
• Minimum of two (2) years related lending or finance experience in a financial institution and/or training

Qualifications

• Ability to perform each essential duty satisfactorily

Skills

• Excellent communication skills
• Strong analytical and problem-solving abilities
• Ability to work independently and manage multiple tasks

Benefits

Not specified

Pay

Not specified

Schedule

Not specified

Equal Opportunity Employer

The employment policy of First Federal Bank and its subsidiaries is to provide an equal employment opportunity for all employees and job applicants without regard to race, color, religion, sex, national origin, age, individuals with disabilities, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected characteristics or activities in accordance with applicable laws.