Branch Manager

Position Summary

The Branch Manager responsibilities include the overall day-to-day retail operations of the branch. This includes assuring the branch operates within all policies and procedures adopted by the Board of Directors.

Duties And Responsibilities

• Assist in the development of policies, manuals and supporting documentation to accomplish tasks/duties inherent in this position and those it supervises.
• Disseminate new/revised policies and procedures relative to retail operations to staff.
• Thorough knowledge and understanding of regulatory and compliance issues related to the bank. Includes ability to work with the Compliance Department to ensure that procedures and policies are in accordance with such regulations.
• Tracks performance indicators for the branch. This can include new accounts, penetration of electronic services and the like.
• Schedule branch meetings for the purpose of discussing branch and bank activity.
• Supports the branch by providing retail services for customers. As a working supervisor, this position will directly support customers with their retail banking and consumer lending needs.
• Receive customer inquiries regarding account information or problems. Responsible to make sure customer inquiries are handled promptly and by the proper individual.
• Exercise discretion and judgment in handling customer problems and complaints.
• Approve checks and other transactions according to bank policies.
• Through observation, ensure that customer service procedures are being followed by all retail staff to the highest standard consistently and that the retail staff are trained and held accountable for these expectations.
• Understands the importance of digital services. Fully understands, utilizes, encourages and sells these products.
• Must have competency using the online and mobile banking products and have the ability to trouble shoot common questions and concerns.
• Support the overall sales effort. Direct sales goals will be established by management for such items as debit cards, direct deposit, automated banking, digital services, or referrals for other bank products.
• Absorb and convey information to retail staff.
• Conduct staff performance reviews.
• Assure that scheduling is appropriate, ensuring that there is appropriate staff to cover peak customer traffic periods.
• Aid in the development and conduct periodic training, in branch, that covers security, regulatory compliance and other operational issues as necessary.
• Support the sales efforts of the bank.
• As part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities.
• Follow procedures and policies that ensure compliance with not only Bank policies and procedures, but also all applicable federal and state banking regulatory agency policies.
• Comply with bank standards for attendance and hours of work.

Qualifications

• Four-year degree or significant related business experience and 3-5 years Teller/Banker experience; preference for previous supervisory experience.
• Must be able to work under stress and handle difficult situations.
• This job requires skills needed in a typical office environment. This includes Microsoft Word and Excel skills, communications skills, as well as utilization of office equipment.
• Ability to read, analyze, interpret and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to draft letters, business correspondence, policy and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Reasoning Ability: Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables.
• Skills and Abilities: Adaptability: Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations.
• Attention to Detail: Regard for important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables.
• Customer Orientation: Respond sensitively to the needs and priorities of the customer; recognize and take appropriate action to meet their needs; establish an effective working relationship with customers to gain their respect and loyalty.
• Management: Must be able to manage and coach staff. This will include employee selection, training, motivation, and monitoring performance against established standards.
• Must be able to manage his/her own work and priorities and delegate to support staff as appropriate.
• Mathematical Skills: Possess the ability to perform basic mathematical calculations.
• Those include the understanding of the relationships of numbers and how to perform calculations for teller work.
• Oral/Written Communication: The ability to express thoughts and ideas in a clear and concise manner, both orally and in written form to a variety of audiences and to all levels of staff.
• Ability to read, analyze, interpret and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, policy and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Sales Skills: The potential to understand and effectively apply selling techniques to open, develop and close a sale; must be able to create interest in a product and actively cross-sell other products and services.
• Negotiation Skills: Must understand the concepts of negotiating as it pertains to selling financial service products. Must be able to develop a “win-win” approach to problem solving with customers while keeping the bank’s best interest in mind.
• Technology: Must be comfortable using bank products specifically the online and mobile banking. Must be able to assist customer with common questions.
• Time Management: Ability to effectively manage one’s time to complete work according to established deadlines.
• The ability to prioritize tasks to make the best use of time for high priority tasks.
• Team Player: Must view oneself as part of an overall team. This includes supporting others throughout the entire bank to achieve the overall goals of the bank.
• Physical Requirements: While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds.
• Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception.
• Must be willing to work in excess of 40 hours per week and on some weekends as required.