Bodily Injury Claims Specialist
American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader delivering products and services for residential property—such as manufactured homes and specialty dwellings—and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t. Headquartered in Amelia, Ohio, with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division.
About the Role
We are seeking an experienced Liability Claims Specialist ready to take the next step in their claims career. In this role, you will manage moderate to complex bodily injury and liability claims, evaluate coverage, liability, and damages, and negotiate settlements with individuals, attorneys, and insurance carriers. You'll handle unique specialty insurance exposures while building advanced technical expertise in a collaborative environment backed by Munich Re. Depending on experience, candidates may be considered for multiple levels, including Adjuster III, Senior Adjuster, Claim Specialist I, or Claim Specialist II.
Employees typically work in a hybrid environment, spending 40-50% of their time in the office for face-to-face collaboration. Our office is located in Amelia, OH, a suburb of Cincinnati, Ohio.
Responsibilities
- Interpret coverage, conduct investigations, and interview insureds, witnesses, and 3rd party claimants
- Negotiate settlements with individuals, other insurance carriers and/or attorneys, and process loss settlements
- Complete appropriate oral, written, and online reports to reflect and supplement all file activity
- Identify, interpret, and address a wide range of regulatory, contractual, and internal compliance requirements while ensuring claims are handled accurately and in accordance with applicable standards
- Set and maintain adequate reserves on claim files
- Obtain and review reports, statements, records, and related materials as necessary
- Perform other duties as assigned
Requirements
- Extensive experience (five or more years) managing Liability Bodily Injury claims, with a proven track record of effectively handling claims characterized by significant complexity and severity
- Excellent verbal and written communication skills
- Proven research and investigative skills
- Experience utilizing claims systems, digital documentation tools, and Microsoft Office products
- Industry-related training or coursework such as AIC, CPCU, or SCLA are preferred
- Self-motivating, results-driven individual, comfortable with change
- Ability and desire to work with limited direction and multitask in a fast-paced, “team first” environment
- Good understanding of insurance and medical terminology
- Demonstrated problem-solving and decision-making skills
- Proven analytical abilities to review and analyze data
Why Join Us
- Handle moderate to complex bodily injury and liability claims
- Gain exposure to unique specialty insurance products
- Join a collaborative team backed by Munich Re
- Grow your technical expertise and negotiation skills
- Enjoy industry-leading benefits, retirement programs, and career development support
Benefits
We offer a wide range of insurance benefits for employees, their domestic partners, and their children:
- Two health insurance plan options (PPO or High Deductible)
- Prescription drug coverage (included in your health insurance plan)
- Vision and dental insurance plans
- Basic life insurance equal to 1x annual salary and AD&D coverage equal to 1x annual salary (provided at no cost)
- Short and Long Term Disability coverage
- Supplemental Life and AD&D plans available for purchase for yourself and dependents (includes Spouse/domestic partner and children)
- Voluntary Benefit plans that supplement health and life insurance (Accident, Critical Illness, and Hospital Indemnity)
Additional benefits include:
- A robust 401k plan with up to a 5% employer match
- A retirement savings plan that is 100% company funded
- Paid time off starting at 24 days each year, with additional days added for milestone service anniversaries
- Eligibility to receive a yearly bonus as a Munich Re employee
- A variety of health and wellness programs provided at no cost
- Paid time off for eligible family care needs
- Tuition assistance and educational achievement bonuses
- A corporate matching gifts program to enhance charitable donations
- Paid time off to volunteer in your community