Benefits Representative

About the role

Position: Insurance Benefits Representative (1099 Independent Contractor). Location: Iowa (statewide, any city).

Pay

Compensation: Commission plus bonuses. No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one. Monthly performance bonuses and travel incentives.

Schedule

Self-managed with full-time effort required for success.

Benefits

• Proven systems: established sales processes, strong carrier relationships, trusted national brand.
• Leads you can count on: no-cost leads through exclusive association endorsements.
• Purpose-driven work: help protect the financial security and peace of mind of retirees who spent their careers serving others.
• Entrepreneurial independence: manage your own schedule and daily activities.
• Comprehensive support: licensing guidance, structured onboarding resources, self‑branded marketing materials, product education, sales coaching, and business planning tools.
• Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success.
• Ongoing onboarding, sales training, and mentorship.

Responsibilities

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one‑on‑one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement‑focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.

Requirements

A Life and Health insurance license or willingness to obtain one prior to onboarding.

Qualifications

• Entrepreneurial mindset and a self‑starter approach.
• Comfort with phone‑based outreach, follow‑up, and virtual appointments.
• Strong communication and relationship‑building skills.
• Commitment to providing ethical, high‑quality service.
• Motivation to grow income through a performance‑based compensation model.