Benefits Representative

About the role

AMBA Insurance Benefits Representative (1099 Independent Contractor) serves retired public servants by offering supplemental insurance benefits not typically included in traditional retirement plans. AMBA partners with over 450 associations across all 50 states and Canada, representing over 44 million members, and is the exclusive endorsed provider for the Iowa Retired School Personnel Association and the Professional Educators of Iowa in Iowa. The position is based anywhere in Iowa (statewide, any city) and provides proven sales processes, no‑cost leads through association endorsements, purpose‑driven work protecting retirees’ financial security, entrepreneurial independence with a self‑managed schedule, and comprehensive support including licensing guidance, onboarding resources, marketing materials, product education, sales coaching, and business planning tools.

Responsibilities

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one‑on‑one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement‑focused solutions such as Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.

Requirements

• Entrepreneurial mindset and self‑starter approach.
• Comfort with phone‑based outreach, follow‑up, and virtual appointments.
• Strong communication and relationship‑building skills.
• Commitment to providing ethical, high‑quality service.
• Life and Health insurance license, or willingness to obtain one prior to onboarding.
• Motivation to grow income through a performance‑based compensation model.

Pay

Performance‑based commissions with advanced payouts and lifetime vesting; no income cap. Typical first‑year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one. Monthly performance bonuses and travel incentives are also offered.

Schedule

Self‑managed schedule; full‑time effort is required for success.