Benefits Representative

About the Role

AMBA Insurance is seeking a Benefits Representative (1099 Independent Contractor) to serve retired public servants in Pennsylvania by providing access to supplemental insurance benefits. This role involves meeting with association members, assessing their needs, and recommending appropriate insurance solutions. The position requires a self-managed schedule with a full-time effort for success.

About AMBA

For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with over 450 associations across all 50 states and Canada, representing more than 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals. In Pennsylvania, AMBA is the exclusive endorsed provider for the Keystone Teachers Association, the Pennsylvania Association of Retired State Employees, and the Pennsylvania Principals Association.

Responsibilities

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.

Requirements

• Entrepreneurial mindset and self-starter approach.
• Comfort with phone-based outreach, follow-up, and virtual appointments.
• Strong communication and relationship-building skills.
• Commitment to providing ethical, high-quality service.
• Life and Health insurance license or willingness to obtain one prior to onboarding.
• Motivation to grow income through a performance-based compensation model.

Qualifications

Not explicitly stated, but the role requires a strong work ethic, self-motivation, and the ability to manage one's own schedule and activities.

Skills

• Sales and consultative skills.
• Communication and relationship-building abilities.
• Time management and organizational skills.

Pay

Performance-based commissions with advanced payouts and lifetime vesting. No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one. Monthly performance bonuses and travel incentives are also available.

Support

• Ongoing onboarding, sales training, and mentorship.
• Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists.
• Licensing guidance, structured onboarding resources, self-branded marketing materials, product education, and business planning tools.

Location: Pennsylvania (statewide, any city)

Schedule: Self-managed with full-time effort required for success