AVP, Senior Credit Analyst

About the role

The AVP, Senior Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process.

Responsibilities

• Underwrite and analyze complex loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs.
• Collapse
• Coordinate all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding.
• Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews.
• Support cross-selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products.
• Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients.
• Provide training and guidance to Credit Analysts and Loan Associates, while ensuring compliance with internal policies and regulatory requirements.

Requirements

• Bachelor’s degree in business, finance, or a related field
• 5–7 years of lending, underwriting, and/or credit experience
• Proficiency in Microsoft Office Suite, with advanced Excel skills
• Experience with banking and credit software
• Experience with CRM systems
• Strong mathematical and analytical skills
• High initiative and follow-through
• Ability to work independently and with a team
• Excellent written and verbal communication skills
• Strong organizational skills with the ability to prioritize and multi-task
• Self-starter with the ability to collaborate across teams and with clients
• NMLS registration upon hire

Qualifications

• None specified

Skills

• Strong analytical skills
• Independent execution
• Ability to operate efficiently in a fast-paced, evolving environment

Benefits

• Competitive base salary: $77,000 - $108,000/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including:
• Health savings accounts (HSA)
• Flexible spending accounts (FSA)
• Medical, dental, and vision coverage
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.

Pay

Region A Pay Range: $77,000 - $108,000 USD

Schedule

Full-Time Exempt

Who We Are

We are a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status.