AVP Portfolio Analytics (FT)

POSITION SUMMARY

Under the guidance of the 1st VP, Credit Administration, the AVP, Portfolio Analytics is responsible for the internal loan review program and overseeing the day-to-day functions of the Portfolio and Document Specialists. Ensures that all policies, procedures and regulations are followed as they pertain to the department.

ESSENTIAL FUNCTIONS

- Oversees the internal loan review process, ensuring the review program meets or exceeds regulatory guidance on an annual basis. - Completes and documents loan review analyses on specific segments of the commercial loan portfolio that are strategically targeted to supplement external loan review. - Guides, directs and develops training and work assignments of subordinates. - Identifies weaknesses and coordinates training for staff as needed. - Monitors the financial statement tickler process and assumes responsibility for the software utilized to maintain the ticklers. Makes appropriate recommendations to Management on changes, additions or replacement of system. - Keeps abreast of all regulatory changes, internal policy and procedure updates. - Strategizes and updates workflow procedures and technology to create efficiencies within the department. - Assists in responding to requests of outside and inside auditors, examiners and external loan review. - Performs Credit Administration related duties as needed. - Must complete BSA, AML, and other Regulatory and Continuing Education as assigned. - Must adhere to all bank and regulatory policies and procedures specific to position. Assumes additional responsibilities as requested.

POSITION QUALIFICATIONS

Competencies Education/Experience/Skills & Abilities Decision Making/Judgment Leadership & Employee Development Management Effectiveness Planning Project Management Bachelor’s Degree or the equivalent work-related experience required. One to three years of management experience. Knowledge of each operational aspect of the department. Excellent communication skills. Working knowledge of Microsoft Office required. Ability to organize, prioritize, delegate, meet deadlines and balance numerous tasks at the same time.

PHYSICAL DEMANDS

Physical Demands Lift/Carry Stand Occasionally Walk Occasionally Sit Constantly Handle/Finger Frequently Reach Outward Occasionally Reach Above Shoulder Occasionally Push/Pull Climb Occasionally Crawl Not Applicable Squat/Kneel Occasionally Bend Occasionally Activity 10 lbs or less 11 – 20 lbs 21 – 50 lbs 51 – 100 lbs 12 lbs or less 11 – 20 lbs 21 – 50 lbs 13 – 25 lbs 12 lbs or less Over 100 lbs 41 – 100 lbs 41 – 100 lbs Frequency O F F C F F F C O O F F