AVP, Credit Model Development

About the role

Synchrony’s Credit Account Management (ACM) - Model Development role will provide excellent opportunities to support our ACM analytics and modeling capabilities. In this role, you will contribute to the development and execution of models for customer account management.

Responsibilities

• Perform hands-on data collection, data cleansing, model development to support ACM model projects.
• Partner with Model Risk Management on model validations, annual reviews, and ongoing assessments.
• Analyze model performance and explain model behavior to business stakeholders.
• Utilize advanced ML techniques to perform data mining for customer risk analysis and profiling.
• Prepare and maintain comprehensive model documentation required to meet regulatory and compliance standards.
• Lead automation initiatives using AWS, Python, Tableau, and related tools.
• Build expertise in Synchrony’s data warehouse and analytics ecosystem.
• Perform other duties and/or special projects as assigned.

Qualifications/Requirements

• Bachelor’s degree in Statistics, Mathematics, Data Science, or a related quantitative field.
• Approximately 3+ years of hands-on experience as a model developer or model validator, specifically within financial services, credit risk, or fraud analytics.
• 2+ years of hands-on technical experience with data science/statistical tools and environments such as Python, Spark, AWS SageMaker, H2O, and SAS.
• Strong written and verbal communication skills with the ability to present analytical findings and complex modeling concepts to diverse audiences.
• Ability and flexibility to travel for business as required.

Desired Qualifications

• Master’s Degree or MBA with advanced analytic focus, or equivalent advanced degree.
• Experience using advanced modeling & data mining techniques (e.g. Machine learning, Big Data) to develop/ optimize Credit strategies.
• Strong communication and presentation skills and the ability to interact with and present to senior leaders and clients.
• Demonstrated ability to identify automation opportunities and lead initiatives that improve efficiency, data quality controls, and analytical processes.

Pay

The salary range for this position is $100,000.00 - $170,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.