AVP, Commercialization, Fintech Banking

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Cross River is a technology-driven financial services organization that provides a modern banking platform for partners to build and deliver innovative financial solutions.

About the role

As a partner bank at the intersection of finance and technology, Cross River enables companies to build, launch, and scale modern financial products. Our platform combines embedded lending, payments, and deposits with a full suite of banking services, empowering partners to move money seamlessly between traditional and digital rails.

Responsibilities

• Enable seamless movement of money across stablecoin and fiat rails, including interoperable payments via Cross River’s network
• Support instant settlement through CRNow and real-time payment rails (RTP®, FedNow®)
• Facilitate on/off ramps for digital wallets and stablecoin-linked accounts and cards
• Deliver global money movement for businesses through card networks (Visa, Mastercard) and traditional rails (ACH, wire transfers)
• Provide FDIC-insured accounts, automated deposit sweeps, and modern API-driven banking services
• Enable marketplace lending with full loan origination, underwriting, selling, and reconciliation capabilities
• Support consumer and SMB credit programs, including SBA and conventional lending
• Offer capital solutions such as principal financing, credit facilities, and investment banking advisory
• Build and integrate crypto solutions, including onchain value movement and settlement
• Embed financial services into platforms (social, merchant, gaming, neobanks, digital lenders) to drive revenue and engagement
• Provide card issuing, processing, and merchant acquiring services through direct integration with card networks
• Deliver regulatory compliance, monitoring, and governance for all financial products

Qualifications

• Experience in financial services, fintech, payments, lending, or banking technology
• Knowledge of stablecoins, blockchain, or digital asset infrastructure
• Familiarity with real-time payment systems (RTP®, FedNow®), card networks, or traditional rails (ACH, wires)
• Understanding of embedded finance, banking-as-a-service (BaaS), or API-driven financial products
• Experience with loan origination, underwriting, or capital markets solutions
• Background in regulatory compliance, risk management, or financial governance

Benefits

• Opportunity to shape the future of finance at the intersection of traditional and digital rails
• Work with a modern banking platform powering innovative financial products
• Enable financial access and community empowerment through technology