AVP, Actuarial (Pricing)
Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. We welcome the best and brightest to our thriving team, guided by an entrepreneurial spirit and building a dynamic, diverse workforce. Join a company built on agility, innovation, and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.
Location: La Jolla, CA; Edina, MN; Chicago, IL or Remote (if not commutable to a Palomar office)
About the Role
We are seeking a driven, curious, and high-energy AVP, Actuarial with a strong pricing background to join our growing Actuarial team. This is a hands-on role where you will work directly with Underwriting, Product, and executive segment leaders to share insights and shape pricing decisions in real time. The ideal candidate thrives in dynamic environments, can move across segments, and builds trust quickly with cross-functional partners.
Responsibilities
- Apply and help shape Palomar’s in-house pricing toolkit to drive day-to-day pricing analyses and deliver fast, well-grounded results to partners.
- Serve as hands-on pricing actuary for Underwriting, Product, Ceded Reinsurance, and segment leadership by connecting pricing insights to broader business results and strategy.
- Lead rate reviews and indications across multiple segments, adapting approach to each segment’s unique risk profile and data maturity.
- Help build out a framework for monitoring competitive and market pricing trends—an emerging capability with room to shape how it’s done.
- Evaluate new programs, renewals, and rate adequacy, bringing an actuarial lens to business decisions in real-time.
- Build and maintain strong working relationships with MGAs, supporting pricing and program structure where applicable.
- Flex across segments as business priorities shift, building broad exposure across Palomar’s diverse book.
Requirements
- 8+ years of actuarial experience—ideally majority in pricing, with some reserving and reinsurance background.
- FCAS, or high-functioning ACAS.
- Working proficiency in AI-supported modeling, alongside R, Python, SQL, etc., to leverage and contribute to Palomar’s in-house pricing toolkit.
- Proven ability to go from 0 → 1 in ambiguous, still-forming environments.
- Deep understanding of actuarial workflows and the practical needs of pricing analysis, not just the theory.
- Strong communicator who can build bridges and translate between technical analysis and key stakeholders.
- Thrives in dynamic, fast-changing environments with minimal red tape.
- Prior experience mentoring or managing technical staff is a plus.
Skills & Attributes
- Build strong relationships through transparency, trust, and respect for each other.
- Work in an agile environment with a resilient mindset to find creative solutions to challenges.
- Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
- Demonstrable track record of working autonomously and driving progress.
- Intellectually curious, think creatively, and pragmatic.
Benefits
- Full suite of medical benefits.
- Long-term financial incentives—stock!
- 401k with 3.5% automatic fully vested employer contributions.
- Competitive PTO + holiday program.
- Lifestyle spending allowance.
- Professional development assistance.
- Career exploration opportunities.
- Regular company-wide social events (even virtually!).
Pay
CCPA Job Applicant Pay Range: $160,000–$220,000 + bonus potential & participation in our competitive Long-Term Incentive (LTI) Program. The range is benchmarked against companies of similar size and scope. Final offer amounts are determined by candidate experience and qualifications and may vary from the listed range. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants.