এমআইএস কাম হিসাবরক্ষক -ট্রেইনি (মাইক্রোফাইন্যান্স প্রোগ্রাম)

Company: Eco-Social Development Organization (ESDO)

Location: Anywhere in Bangladesh

Job Type: Full-Time

Workplace Type: Full-time

Application Deadline: 22 October 2026

About the role

Eco-Social Development Organization (ESDO) is a government‑approved non‑government development organization under the Microcredit Regulatory Authority (MRA) of the People’s Republic of Bangladesh. Founded in 1988 with a vision to stand in solidarity with the poor and marginalized, ESDO envisions a society free from inequality and injustice. The organization implements various social development and skill‑enhancement activities/projects and currently works for the holistic development of 15 million ultra‑poor people across 56 districts and 421 upazilas of Bangladesh.

Responsibilities

• Prepare check requisitions for withdrawing cash from the bank for loan disbursement and branch operating expenses (salary, stationery, fuel, staff meetings, feeding).
• Deposit the previous day’s cash in the bank and post entries in registers and ledgers (e.g., ledger posting, disbursement register, repayment register, savings return register).
• Prepare weekly and monthly reports and submit them to the authority.
• Cross‑check weekly and monthly income, disbursement, and savings return reports of the branch manager.
• Collect advances from members, post them in the relevant registers, and obtain signatures and seals.
• Distribute loan agreements, loan applications, savings return muster rolls, and other store items.
• Ensure daily loan disbursement cash is withdrawn from the bank and daily collections are deposited in the bank.
• Obtain the branch manager’s signature in the bank register and post it.
• Conduct prior orientation for members before loan disbursement.
• Disburse loans to members and verify loan registers, passbooks, agreement letters, and applications.
• Collect daily loan installments and savings from staff.
• Cross‑check collection sheet receivables with the receivables register, daily collection topsheet with group‑wise collection data, and add collection sheet data to receivables.
• Cross‑check members’ savings withdrawal applications with other records (collection sheet, sub‑ledger, reconciliation topsheet).
• Post the amount of members’ withdrawn savings in the savings return register and provide the savings to members.
• Deposit the previous day’s cash in the bank and prepare debit and credit vouchers.
• Maintain the cash book and post ledger entries.
• Update records, present them to the branch manager for examination after audit, and obtain signatures.
• Determine next day’s receivables and display them on the display board.
• Post entries in the daily receivables and collections registers.
• Obtain the next day’s loan disbursement plan from the branch manager.
• Review disbursement contracts and applications.
• Maintain the cash vault and inform the branch manager of cash on hand.
• Follow the branch manager’s advice to visit defaulting members’ homes and take action on overdue payments.

Requirements

• Experience: At least 2 years
• Education: Master of Business Administration in Accounting

Skills

• Back office operations
• Computer maintenance
• Banking operations
• Administrative tasks
• Analytical skills (must‑have)
• Helpdesk
• Office equipment maintenance
• Inventory management
• IT support