Associate Loan Originator, NE-Frederick, MD

About the role

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator.

Responsibilities

• Markets and promotes PrimeLending’s financial products;
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business;
• Serves as a liaison between the Lead/Primary Loan Originator and/or other team members, in-process customers and branch operations staff;
• Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines;
• Maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business;
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers;
• Collects and analyzes information regarding the customer’s income, assets, investments or debts;
• Schedules appointments with potential customers for the team;
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing;
• Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicates loan status to all interested parties;
• Obtains remaining or uncollected loan documentation after closing;
• Negotiates terms and conditions of loans with customers;
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages;
• Maintains a professional image and adheres to standards consistent with company policies and procedures;
• Maintains customer service standards as outlined by management.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state;
• Valid driver’s license and current automobile liability insurance;
• A minimum of 6 months loan originator experience required;
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.;
• Demonstrated judgment and decision making ability;
• Excellent and effective presentation and communication skills, both verbal and written;
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology;
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.

Skills

Continues to expand knowledge of issues influencing the industry and the organization.

Benefits

See benefits details on joinprimelending.com.

Pay

See pay details on joinprimelending.com.

Schedule

See schedule details on joinprimelending.com.

Scotsman Guide

#11 2023 Top Retail Volume, Scotsman Guide

Hilltop Holdings Inc.

Part of Hilltop Holdings Inc., a diverse financial services company.

Customer Satisfaction Rating

PrimeLending received an overall 96% Customer Satisfaction Rating for the period 1/1/23-12/31/23.