Associate - Global Financial Institutions Group

Role Description

The Global Financial Institutions Group is a worldwide network of industry experts who understand the economic landscape and the challenges facing financial institutions. To meet the needs of domestic and global institutional clients, we leverage the full suite of products across SMBC to provide unique financial solutions to clients within the following industry sectors: Banks and Broker Dealers, Regulated and Alternative Investment Managers and Funds, Insurance Companies and Specialty Finance Companies (including BDCs). In addition to providing corporate and other specialized financing to the financial sector, the GFIG team partners with many business units throughout the SMBC Group to offer our clients a wide range of products, including Capital Markets (DCM, Capital Solutions, ABS, CLOs), Sales and Trading (Fixed Income), Trade Finance, Structured Financing (including Subscription Financing and Asset-based lending), FX/Derivatives, and Operational services.

Role Objectives

• Analyze credit risk for funds and asset managers, including strategy, asset composition, leverage, liquidity, investor base, and governance.
• Review transaction structures and facility terms, including revolving credit facilities, term loans, letters of credit, structured financings and trading exposure.
• Assess counterparty risk, deal economics, and alignment with SMBC’s risk‑return and relationship objectives.
• Prepare written credit analysis, executive summaries, and recommendations for Credit Department management.
• Cook up the credit approval process by liaising between the Front Office and the Credit Department.
• Maintain oversight of approved counterparties and portfolios, identifying emerging risks or credit deterioration and preparing recommendations for managing credit risk.
• Provide guidance to Front Office teams to ensure complete, consistent, and policy‑compliant credit applications.
• Ensure compliance with internal credit policies and support credit‑related initiatives and projects as assigned.

Qualifications and Skills

• 3–5 years of experience in credit risk, investment analysis, or related roles within financial services.
• Experience supporting analysis of funds and/or asset managers.
• Strong foundation in finance and accounting with interest in fund structures and credit risk.
• Ability to analyze financial statements and transaction structures with guidance.
• Strong written and verbal communication skills and attention to detail.

Core Competencies

• Strong analytical judgment and risk awareness.
• Ability to work under tight deadlines in a fast‑paced environment.
• Clear, concise communication with senior stakeholders.
• Team‑oriented mindset aligned with SMBC’s disciplined credit culture.

Pay

The anticipated salary range for this role is between $150,000.00 and $200,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award.

Benefits

SMBC offers a competitive portfolio of benefits to its employees, including participation in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.