Associate Director - Life Underwriting

About the role

The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales.

This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO’s/Firms.

Responsibilities

• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict and negotiate positive results.
• Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Must be organized and able to manage a large caseload.
• Demonstrate superior technical underwriting knowledge and skills.
• Able to provide training to internal and external customers on underwriting topics.
• Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.

Qualifications

• Experience with brokerage distribution marketplace.
• 5+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required Approval authority up to $7,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Skills

• Experience with brokerage distribution marketplace.
• 5+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required Approval authority up to $7,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Benefits

We offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection, and wellbeing.

Benefit offerings include:

• Health and Wellness: Medical, dental and vision insurance plans, mental health support and wellness initiatives.
• Retirement Savings: Competitive 401(k) Plan with generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms).
• Employee Assistance Program: Confidential counseling services and resources.
• Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
• Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
• Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.

Corebridge

At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive.

We are an Equal Opportunity Employer and committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic.

We are committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to TalentandInclusion@corebridgefinancial.com.

We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: www.corebridgefinancial.com

Functional Area: UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

Employer: American General Life Insurance Company