Associate Director - Life Underwriting

About the role

The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales.

Responsibilities

• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict and negotiate positive results.
• Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Must be organized and able to manage a large caseload.
• Demonstrate superior technical underwriting knowledge and skills.
• Able to provide training to internal and external customers on underwriting topics.
• Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.

Qualifications

• Experience with brokerage distribution marketplace.
• 5+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required Approval authority up to $7,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Skills

• Experience with brokerage distribution marketplace.
• 5+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required Approval authority up to $7,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Benefits

We offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection, and wellbeing. Benefit offerings include Health and Wellness, Retirement Savings, Employee Assistance Program, Matching charitable donations, Volunteer Time Off, and Paid Time Off.