Associate Counsel

About the Role

Behind many of life’s biggest financial decisions such as buying a car, securing a mortgage, or financing a business, is a complex network of credit relationships. Setpoint is building the infrastructure that powers these relationships, enabling the world’s largest banks, credit funds, asset managers, and capital markets counterparties to operate with trust and efficiency. Setpoint is looking for an Associate Counsel to join our team! The ideal candidate brings expertise across capital markets, structured finance, and technology transactions, with the ability to operate as both a trusted legal advisor and a commercial partner. You’ll play a critical role in supporting Setpoint’s growth by building scalable legal processes, negotiating complex agreements, and helping our customers and partners confidently navigate the evolving credit ecosystem.

Responsibilities

• Work closely with the VP, Legal and Sales Team to oversee all legal aspects of customer documentation and capital markets technology products
• Draft and negotiate SaaS and other customer agreements
• Review and negotiate documentation in connection with our technology platform services and our Capital Solutions team
• Keep up to speed with industry trends and legal and regulatory market changes

Qualifications

• 5+ years of experience drafting and negotiating a variety of capital markets and finance agreements and related documentation, including asset backed facilities
• Fintech experience and/or in-house experience at a bank or financial institution is a plus
• Proficiency with AI tools a plus
• Ability to prioritize appropriately, and meet deadlines in a high-pressure environment
• JD degree from a top tier law school, admission to the New York bar in good standing
• Flexible, positive, and team oriented approach to work

Skills

• Capital markets and technology enthusiast
• Negotiator and problem solver
• Great communicator
• Multi‑tasker with strong organizational skills

Benefits

• Medical, dental, and vision coverage
• 401(k)
• Short‑ and long‑term disability coverage
• Flexible vacation

Pay

Compensation includes a target OTE range of $175,000 - $200,000 consisting of base salary and a performance‑based bonus. Actual compensation will depend on several factors, including the candidate's location, skills, experience, and market considerations. Additionally, equity is a component of the overall compensation package, providing employees with the opportunity to share in the long‑term success and growth of the company.

Schedule

Hybrid role based in New York, NY with an expectation of two days per week in office (Tuesdays and Thursdays); full‑time position.