Associate, Corporate Banking

About the role

BMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world.

Job Description

• Use independent critical thinking skills to analyze historical financial performance, create Base/Stress case financial projection models, develop risks and mitigants, business strengths, and credit rationale for completing a transaction.
• Work across groups to compile diligence lists and lead diligence calls with company management teams and other lenders.
• Complete risk / return models for new deals and extension of existing commitments.
• Collaborate with colleagues on different teams (Leveraged Finance, Investment Banking Industry Coverage, Ancillary Product groups) in the preparation of materials and diligence needed to evaluate credit hold risk and underwriting risk at Credit Committee.
• Address questions from the Investment Committee and Credit team to support new transactions.
• Review and monitor Borrowers’ financial statements for potential changes which may affect the Borrower’s performance through detailed review of quarterly financial statements, participation in quarterly lender calls, and ongoing dialogue with management teams.
• Prepare concise credit analysis and other correspondence on a quarterly basis for certain Borrowers, and on an annual basis for all Borrowers.
• Evaluate opportunities for new business (ancillary products such as FX and interest rate hedging and cash management) with existing Borrowers.
• Conduct analysis and comprehensive review of industry trends and comparable transactions in the industry.
• Aid in the preparation of pitch materials for client meetings and cross-sell of corporate banking products.
• Participate in client pitches to help support cross-selling opportunities for hedging and other traditional corporate banking products.

Education/Professional Experience

• An undergraduate degree with academic coursework in finance, economics, or accounting.
• 3 - 4 years of relevant experience within investment banking, corporate banking, corporate credit, commercial banking or capital markets.
• Completion of a financial analysis credit training program preferable.

Skills

• Excellent analytical skills pertaining to business, financial, and credit analysis.
• Skilled in building complex three-statement financial models.
• Strong written and oral communication skills.
• Strong proficiency in Microsoft Office products, notably MS Excel.
• Ability to be creative, insightful and resourceful in performance of duties.
• Strong interpersonal skills used within a demanding team environment.
• Strong ability to independently function as part of a team through self-motivation.

Pay

The salary range for this role is $115,000 up to $130,000 USD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements). Salary: Pay Type: Salaried.

About Us

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.