Associate Analyst - Retail Portfolio
About the role
Coordinates administration for dealership obligations including DFI. Manages oversight of TOS violations, retail draft privilege, title follow-up, contract reversals, prohibited customer listing. Ensures adherence with KYC requirements for non-Wholesale portfolio.
Responsibilities
- Promptly escalate any non-compliant matters to the appropriate business unit leader.
- Proactively identify means to mitigate risk and promptly identify accounts with elevated risk level; take appropriate responsive action(s).
- Control/minimize losses for all dealer obligations within assigned portfolio.
- Achieve satisfactory internal/external site reviews.
- Maintain diligent follow up to conclude all action plans as directed, including all applicable system updates.
- Seek and act on opportunities to reduce operating costs and maximize efficiency.
- Ensure world-class dealer service and achieve satisfactory JD Power survey results.
- Profitably grow new commercial business by interacting with the new business growth team to identify opportunities.
- Maintain existing business relationships by recommending and completing assigned wholesale defense strategies in a timely manner.
- Maximize commercial returns (ROE/ROEC/ROA).
- Maintain all owned processes current, consistent with documentation, reviewed periodically for compliance and assessed against the business need and reputation risk.
Requirements
- 0+ years of experience
- High school Diploma or GED equivalent
- Preferred: HS diploma or equivalent required, Associate / Bachelor's degree in business related discipline preferred
- 3 + years in financial services or similar industry is needed
- Prior leadership experience is preferred
Qualifications
- Education may be used as a proxy for experience
- Perform technical tasks required to support ongoing business operations
- Skilled technician in a hands-on environment, often highly specialized
- Strong financial analysis and analytic/problem solving skills required
Skills
- Skilled technician in a hands-on environment, often highly specialized
- Strong financial analysis and analytic/problem solving skills required
Benefits
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Pay
Base Pay Range: $47840 - $75000 USD
Schedule
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.