Assistant Manager, Consumer Lending

Location: Canandaigua, NY

About the role

Assist the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department, to achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending. In conjunction with the Group Manager, Consumer Lending, you will be involved in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance. You will also be involved in making appropriate recommendations regarding pricing, products, and delivery for Indirect lending. In addition, you will assess loan requests and help manage the Mortgage Loan Portfolio.

Responsibilities

• Assist the Group Manager, Consumer Lending with day-to-day leadership and operation of the Consumer Lending department
• Achieve annual goals for Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending
• Participate in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance
• Make recommendations regarding pricing, products, and delivery for Indirect lending
• Assess loan requests and help manage the Mortgage Loan Portfolio

Requirements

• Bachelor’s degree required
• Specialized consumer or commercial lending education and training
• Credit underwriting (consumer or commercial) experience
• Banking operations education and training preferred
• Minimum of five (5) years' experience in related positions normally required

Skills

• Strong understanding of consumer lending products, underwriting principles, credit risk assessment, and regulatory compliance requirements
• Proven leadership experience with ability to coach, develop, and motivate employees to achieve individual and team metrics and goals
• Exceptional judgment and decision-making skills while balancing customer service, portfolio quality, and risk management objectives
• Comfortable navigating complex lending situations and making timely decisions that support both customer needs and organizational goals
• Builds strong partnerships across retail banking, operations, and other lines of business to deliver a seamless customer experience
• Proven experience in similar roles

Benefits

At Canandaigua National Bank, our WE CAN culture is built on serving wholeheartedly, acting with courage, leading authentically, empowering one another, and making a positive impact in our communities.

• Competitive benefits
• Retirement programs
• Professional development opportunities
• Wellness resources
• Paid time off

As an independent community bank, we invest in our people, our customers, and our communities. We believe our employees are our greatest strength and are committed to creating an inclusive workplace where everyone can thrive.

Pay

Compensation range: $