Asset Based Lending Loan Origination Team Lead

About the role

As a Loan Origination Associate II you will play a crucial role in the loan lifecycle, ensuring seamless transaction closings. You will collaborate with various stakeholders to optimize processes, drive improvements, and manage expectations while ensuring compliance with credit and asset conditions. Your strategic planning and problem‑solving skills will help identify opportunities for process enhancements in equipment finance loan/lease deals.

Responsibilities

• Collaborate with Sales, Clients, Relationship Managers, and Underwriters to ensure accurate documentation and facilitate seamless transaction closing.
• Engage with clients to manage expectations and gather necessary items for closing, building trust throughout the loan origination process.
• Ensure credit and asset conditions are met in compliance with guidelines by reviewing all documentation thoroughly.
• Utilize strategic planning skills to optimize the loan origination process, identifying efficiency improvements and implementing solutions that reduce processing times.
• Prepare and send documentation packages with meticulous attention to detail, ensuring all required information is included and accurately presented.
• Work on projects to improve current processes and procedures, contributing innovative ideas that enhance overall efficiency and effectiveness of the loan origination function.

Required Qualifications, Capabilities, and Skills

• Expertise in loan origination or related lending services, demonstrated with at least four years of experience.
• Strong conflict‑management and critical‑thinking capabilities.
• Advanced strategic‑planning skills enabling effective resource allocation and long‑term goal setting.
• Strong time‑management and organizational skills for handling multiple tasks and projects efficiently.

Preferred Qualifications, Capabilities, and Skills

• Expertise in equipment‑finance loan/lease deals, with a proven track record of facilitating discussions and creating win‑win solutions.
• Ability to generate conclusions consistent with facts and associated risks, leveraging AI/ML to enhance lending processes and decision‑making.
• Proven ability to manage change initiatives, adapting lending services to evolving market conditions and technologies.
• Use of market product knowledge to align services with industry trends and client needs.
• Skilled in creating quantitative reports to track lending performance and support strategic‑planning efforts.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals, and institutional investors. Our “first‑class business in a first‑class way” approach drives everything we do. We build trusted, long‑term partnerships to help clients achieve their business objectives and recognize that our people are our strength. We value diversity and inclusion and are an equal‑opportunity employer.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services, and payments. Serving corporations, governments, and institutions in more than 100 countries, the bank provides strategic advice, raises capital, manages risk, and extends liquidity worldwide.