Asset-Backed Securitization & Financing (“ABS&F”) - Associate - NEW YORK

We need to output HTML fragment with sections: headings

for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. No Job ID etc. Remove boilerplate. Must preserve all substantive info. We need to parse the job description. Key parts: - Job Description paragraph describing ABS&F. That's about the role? Could be "About the role" or "Overview". We'll use

About the role

and put that paragraph(s) in

. - Associate Role: description of team size, participation. Could be part of About the role or separate? Might be "About the role". We'll combine. - Responsibilities and Opportunities: bullet list of responsibilities (two categories: structuring and lending). We'll put under

Responsibilities

with

• . - Key Skills & Experience: list of skills: detail-oriented, organized, teamwork, communication, quantitative, Excel, etc. Also includes 3-4 years experience, Bachelor's degree, Master's preferred, experience evaluating financing transactions, creating financial analyses, ability to work with teams, Series 79,7,63 licenses (can be obtained upon hire). Also Education: Bachelor's degree/University degree or equivalent experience. This could be under

  Qualifications

  or

  Skills

  . We have both Skills and Qualifications headings possible. We need to decide. The instruction: use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can have Qualifications for education/experience, Skills for skillset. We'll split. - Benefits: description of Citi's offerings: medical, dental & vision coverage; 401(k); life, accident, disability insurance; wellness programs; paid time off packages; discretionary and formulaic incentive and retention awards. Also note that salary range is given: Primary Location Full Time Salary Range: $150,000.00 - $175,000.00. So we have Pay section. - Schedule: Not explicitly given besides Full time. Could infer schedule is Full time. But we should only include Schedule if posting actually states them. It says Time Type: Full time. That's schedule info. So we can include Schedule section with "Full time". However we need to avoid placeholder like "not specified". It's specified: Full time. So include. - Benefits: we have description. - Pay: salary range. - Requirements: maybe we could include Requirements as separate but we already have Qualifications and Skills. Could skip Requirements. - Avoid duplication: we must not repeat job title. - Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions. Also remove lines like "Job Family Group: Institutional Banking", "Job Family: Investment Banking", "Time Type: Full time", "Primary Location: New York New York United States", "Primary Location Full Time Salary Range: $150,000.00 - $175,000.00", "In addition to salary, Citi’s offerings may also include..." etc. We'll keep relevant info. - Remove "Most Relevant Skills Please see the requirements listed above." etc. - Remove "Automated Processing and AI ..." and EEO statements. - Remove "Anticipated Posting Close Date: Sep 03, 2026". - Remove "Other Relevant Skills For complementary skills, please see above and/or contact the recruiter." - Remove "Education: Bachelor’s degree/University degree or equivalent experience" maybe we keep under Qualifications. - Remove "This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required." maybe keep as part of About the role? It's generic but still substantive? It's a disclaimer; could be considered boilerplate? Might be okay to keep but it's generic. Safer to keep? The instruction: preserve ALL substantive information; do NOT invent or summarize away detail. That line is substantive? It's a standard disclaimer; but it's part of the posting. I'd keep it maybe under About the role. - Remove "Associate Role: Our group typically works in small transaction teams (2-4 team members) and seeks a high level of participation and collaboration from all members." That's substantive. Now produce HTML. Structure:

  About the role

  ... paragraphs combining description of ABS&F, associate role, etc.

  Responsibilities

  • ... each bullet from Responsibilities and Opportunities list.
  We need to split responsibilities into two categories: structuring and lending. Could keep as separate bullet points. List from text: - Develop rating agency materials and presentations to support the transaction’s ratings - Review structuring models and prepare transaction analytics - Work with transaction parties (issuer, lawyers and accountants) to develop offering documents - Develop materials for the sales and syndication process - Respond to investor inquiries and aggregate investor feedback - Coordinate meetings and execute administrative requirements In a lending capacity Associates will be responsible to: - Review performance and risk of assets - Assess pricing and benchmark to comparable transactions - Analyze risk-weighted returns and regulatory capital - Work with colleagues to develop credit materials and facilitate the approval process - Facilitate transaction execution with our operations team - Monitor transactions on an ongoing basis Associates will work to prepare ABS market update materials and pitch books for current and prospective clients Participate in client discussions Collaborate with senior ABS bankers and other internal parties on regular way and strategic transactions Analyze market trends and relative value of ABS products Develop advanced Excel, PowerPoint and ABS modelling skills We'll combine all as bullet list.

  Qualifications

  • 3-4 years of relevant experience
  • Bachelor’s degree in finance or closely related areas of Business Administration
  • Master's degree in Business Administration preferred
  • Experience in evaluating financing transactions and structures
  • Experience creating financial analyses
  • Ability to work with teams and track business development (collect research, analyze industry trends)
  • Series 79, 7 and 63 licenses (can be obtained upon hire)
  • Education: Bachelor’s degree/University degree or equivalent experience
  But note Education line duplicates Bachelor's degree; we could keep but it's redundant. Might be okay.

  Skills

  • Detail-oriented, organized and able to work as part of a team
  • Excellent written and verbal communication skills
  • Strong quantitative skills; familiarity with Microsoft Excel required
  • Associates in the group will gain a deep understanding of market dynamics, including the drivers of spread movements and investor sentiment, as well as invaluable technical skills
  But the last bullet is more about what they will gain, not a skill. Could still be under Skills. Alternatively we could combine Skills and Qualifications but we need headings only if real content. We'll keep both.

  Benefits

  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages (planned time off/vacation, unplanned time off/sick leave, paid holidays)
  • Discretionary and formulaic incentive and retention awards (in addition to salary)

  Pay

  Salary range: $150,000.00 - $175,000.00 (full-time, New York location)

  Schedule

  Full time

  We need to ensure we didn't include any boilerplate like "Job Family Group", etc. Check for any leftover: We removed "Primary Location: New York New York United States". We kept location in Pay maybe. Check for duplication: We have Education line under Qualifications; also Bachelor's degree appears twice. Might be okay but could be considered duplication. Could remove the Education line to avoid duplication. Keep only Bachelor's degree and Master's preferred. We'll keep Qualifications bullets: - 3-4 years of relevant experience - Bachelor’s degree in finance or closely related areas of Business Administration - Master's degree in Business Administration preferred - Experience in evaluating financing transactions and structures - Experience creating financial analyses - Ability to work with teams and track business development (collect research, analyze industry trends) - Series 79, 7 and 63 licenses (can be obtained upon hire) Now Skills bullets: - Detail-oriented, organized and able to work as part of a team - Excellent written and verbal communication skills - Strong quantitative skills; familiarity with Microsoft Excel required - Associates will gain a deep understanding of market dynamics, including drivers of spread movements and investor sentiment, and develop advanced Excel, PowerPoint and ABS modelling skills We could combine the last two. Now Benefits: we need to ensure we didn't include "Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays." We'll capture. Now Pay: we have salary range. Now Schedule: Full time. Now About the role: combine paragraphs. Paragraph 1: Job Description Asset-Backed Securitization & Financing (“ABS&F”) structures and executes Asset-Backed Securitizations (ABS) and lending facilities across a wide range of consumer and commercial asset classes including automobile and equipment loans, leases, and floorplan, consumer and commercial credit cards, industrial transportation assets (aviation, rail and containers), student loans, personal loans, SME loans, solar loan and leases, home improvement loans, handset receivables, digital infrastructure and other esoteric asset classes. ABS&F offers our clients the ability to monetize stable, recurring asset cash flows through bankruptcy-remote vehicles. Transactions are executed both in the capital markets (where Citi places the financings with institutional investors) and lending facilities funded through Citi’s commercial paper conduits and balance sheet. ABS&F offers a unique perspective as an underwriter of capital markets transactions, as well as credit analyst for lending transactions. ABS&F also advises clients on balance sheet management, transaction execution and often provides secured financing and advice in conjunction with event driven transactions including M&As and restructurings. Our clients include leading captive and independent financial companies, banks, and corporates – both in the US and abroad. Our group regularly collaborates with analytics, trading, sales, syndicate, derivatives, corporate banking and investment banking professionals across the organization. Members of our securitization team are located in various cities around the world including New York, Hong Kong, London and Sydney. Citi is a market leader in both traditional and non-traditional ABS asset classes and is consistently a top ranked practitioner in the market. Paragraph 2: Associate Role: Our group typically works in small transaction teams (2-4 team members) and seeks a high level of participation and collaboration from all members. Paragraph 3: Responsibilities and Opportunities: (we already have separate Responsibilities section, but we could keep a brief intro). Might be redundant. We could keep a short sentence: Associates will work in deal teams to structure and originate transactions for our clients and will be responsible to: (then list). But we already have Responsibilities section with bullets; we could keep a short intro paragraph before the list. But we must not repeat content. We can keep a short intro: "Associates will work in deal teams to structure and originate transactions for our clients and will be responsible to:" then the bullet list. However the bullet list already includes those responsibilities. To avoid duplication, we could keep the intro as part of About the role