Asset-Backed Finance Associate, Corporate Debt Financing

About the role

The Asset-Backed Finance Associate will play a key role in supporting the origination, structuring, underwriting, and execution of secured lending transactions across a range of asset classes and client types, including financial sponsors, asset managers, and specialty finance companies.

Responsibilities

• Assist in the structuring, execution, and ongoing monitoring of a wide variety of secured financing transactions.
• Prepare transaction materials including term sheets, credit memos, and client presentations.
• Coordinate due diligence efforts and internal deal approval processes in line with bank policies and regulatory requirements.
• Conduct detailed credit and collateral analysis for proposed transactions across asset types.
• Build and maintain financial and cash flow models to assess transaction structure, advance rates, coverage metrics, and risk-return profiles.
• Contribute to internal risk reviews and credit committee discussions.
• Partner with internal teams to ensure seamless execution and risk oversight.
• Support ongoing portfolio monitoring, reporting, and covenant compliance for existing facilities.
• Ensure adherence to the bank's credit and regulatory standards throughout the deal lifecycle.
• Support the structuring, underwriting, documentation, and closing of Asset-Backed Finance transactions.
• Analyze financial statements, collateral, cash flow, and credit profiles to support underwriting decisions.
• Prepare written credit analyses and financial models to assess transaction risk and performance.
• Review credit agreements and legal documentation to ensure compliance with underwriting standards.
• Serve as a key point of contact for clients and internal partners, coordinating diligence and providing transaction updates.
• Assist with prospecting efforts and maintaining client and referral pipelines.
• Perform KYC and due diligence reviews to support regulatory and policy requirements.
• Stay current on market trends, industry developments, and regulatory changes impacting Asset-Backed Finance.

Minimum Qualifications

• 3+ years of experience in loan underwriting, credit analysis, or portfolio management within a financial institution, preferably focused on Asset-Backed Finance, Structured Finance, Specialty Finance, or other secured lending environments.
• Demonstrated experience analyzing, underwriting, and supporting the execution of structured credit and asset-based lending transactions.
• Strong financial, analytical, and problem-solving skills, with the ability to evaluate complex credit structures and identify key risks and mitigants.
• Proven ability to manage multiple priorities simultaneously, drive deliverables to completion, and meet deadlines in a fast-paced, collaborative environment.
• Excellent verbal, written, and interpersonal communication skills, with the ability to effectively present analyses and clearly articulate complex financial concepts to internal and external stakeholders.
• Strong attention to detail, organizational skills, and the ability to work independently while contributing to a team-oriented culture.
• Proficiency in Microsoft Excel, PowerPoint, and financial modeling techniques.
• Ability and willingness to travel up to 15% as business needs require.

Role Specific Work Experience

• 3+ Years Required; 5+ Years Preferred

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Sedentary Work

Pay

Career Level 7IC: $148,800 - $201,300

Benefits

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits
• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance