AML/Fraud Analyst I

About the role

Join Central Payments as an AML/Fraud Analyst I, where you'll play a key role in detecting suspicious activity, preventing fraud, and supporting a strong culture of compliance within a growing fintech organization.

Responsibilities

• Investigate alerts generated by AML monitoring systems and analyze transaction activity to determine appropriate actions and escalations
• Review OFAC alerts and escalate findings in accordance with established procedures
• Process compromised card notifications received from applicable payment networks
• Conduct detailed account and transaction reviews to identify potential fraud and money laundering risks
• Document investigations, findings, and actions thoroughly to support audit and regulatory requirements
• Collaborate with AML and Fraud team members to strengthen fraud prevention and detection efforts
• Analyze trends and utilize reports to identify emerging risks and recommend process improvements
• Conduct cardholder interview calls as needed to support investigations and resolve potential fraud concerns
• Assist with additional compliance and fraud prevention initiatives as assigned

Qualifications

• Strong analytical and investigative skills with the ability to identify patterns and assess risk
• Excellent attention to detail and commitment to accuracy
• Strong organizational and time management skills with the ability to prioritize multiple responsibilities
• Critical thinking and problem-solving abilities in a fast-paced environment
• Effective written and verbal communication skills
• Proficiency with Microsoft Office applications, including Excel, Word, Access, and PowerPoint
• Ability to work collaboratively across teams while maintaining confidentiality and professionalism
• Interest in financial crime prevention, regulatory compliance, and fraud investigations
• Associate degree in Criminal Justice, Business Administration, Finance, Management, or a related field preferred
• Previous experience in fraud prevention, banking, financial services, compliance, investigations, or customer service is helpful but not required
• Familiarity with AML regulations, fraud detection tools, or financial transaction monitoring is a plus
• Ability to learn and effectively utilize AML monitoring systems and investigative tools