AML / Financial Crime Investigation Expert

What You Will Do

• Lead and support end-to-end AML and financial crime investigations
• Assess customer behavior, transactional activity, and supporting documentation to identify and mitigate risk across Klarna’s products
• Apply expert judgement to complex, high-risk cases, determining when escalation, enhanced due diligence, or regulatory reporting is required
• Work closely with internal stakeholders and outsourced partners to maintain strong investigative controls, support transaction monitoring quality, and ensure Klarna’s financial crime framework scales responsibly
• Contribute to knowledge sharing, system improvements, and emerging risk analysis as Klarna continues to grow across global markets

Who You Are

• 5+ years of experience in AML or financial crime investigations within fintech, banking, payments, or a similarly regulated environment
• Strong hands-on experience conducting end-to-end transaction monitoring, event-driven investigations, and complex case escalations
• Past experience assessing suspicious activity and drafting clear, well-supported Suspicious Activity Reports in line with regulatory expectations
• Solid understanding of AML and financial crime regulations applicable to the US and/or EU, including sanctions and PEP frameworks
• Ability to apply sound judgement, critical thinking, and investigative rigor when working independently on high-risk cases
• Strong written and verbal communication skills in English, with the ability to document and explain investigative decisions clearly
• Comfort operating in a fast-paced environment with evolving financial crime risks and operational priorities
• Awesome to have CAMS, ICA, or equivalent AML certification
• Experience supporting or overseeing outsourced investigation or transaction monitoring teams
• Exposure to AML or financial crime risks within crypto, investments, or emerging financial products
• Familiarity with German AML regulations and professional proficiency in German
• Experience supporting system testing, tuning, or optimization of transaction monitoring or screening tools

Please include a CV in English