AIO Mortgage Underwriter (All-in-One Team)

Essential Duties And Responsibilities

• Underwrite 45+ initial underwrites per month.
• Communicate regularly with Loan Officers and/or Processors regarding loan status using current technology.
• Follow file and check order as conditions are signed off and new information is received.
• Maintain current working knowledge on current products.
• Lead the direction of underwriting resources and credit policy execution within the team.
• Track the forward movement of files in Byte.
• Assist with training needs of other mortgage positions.
• Provide ad hoc reporting as needed.

Qualifications And Experience

• Minimum of five (5) years specific underwriting experience with Jumbo and Non-QM loans.
• Demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate, and document findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast-paced, fluid environment.
• Strong communication, interpersonal, and organizational skills.
• Prior proven leadership skills.
• High integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES

• No direct reports.

Physical And Environmental Conditions

• Operates in an ADA compliant office environment.
• Utilizes typical office equipment and tasks including computer work.
• May involve partial stationary positions and moving throughout the day.
• Flexibility to work overtime to meet project deadlines is required.

Compensation

Base ranges from $90,000 - $105,000+, with potential for per-file bonus and overtime. Factors affecting base salary may include: Underwriting experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.