Agriculture Loan Underwriter

Founded in 1969, CGB Enterprises, Inc. is an innovative and progressive leader in the grain and transportation industries. AgriFinancial, a subsidiary of CGB Enterprises, Inc., is a premier, nationwide ag lender offering flexible financial solutions and expertise to help landowners achieve their goals.

About the role

Assess and manage agricultural loan applications, helping farmers and agri-businesses thrive. Analyze farm and ranch financial information, agricultural production data, and industry trends to provide recommendations and decisions on credit actions.

Responsibilities

• Analyze farm and ranch financial information, crop and livestock production data, and identify historical trends.
• Synthesize complex financial information into clear, understandable analysis.
• Manage workflow to ensure response (approve, decline, or other contact) within required timelines.
• Inspect farm and ranch operations in person to obtain key information related to management and asset quality, when necessary.
• Exhibit creativity in developing solutions that meet client needs and fit within program guidelines.
• Establish and maintain working relationships with internal staff and external partners.
• Maintain contact with various loan conduits in the industry.
• Process and underwrite loans consistent with corporate standards through verification and due diligence.
• Exhibit qualities consistent with company philosophies to ensure exemplary service to all parties.
• Other duties as assigned.

Requirements

• Bachelor’s Degree in Agriculture, Business, or related field.
• Preferred: Agricultural experience and/or background.
• Preferred: Experience with commercial lending concepts.

Skills

• Strong computer skills, including working knowledge of Microsoft Office Suite.
• Effective interpersonal, oral, and written communication skills with the ability to interact with all levels of people within and outside the organization.
• Exceptional analytical and strategic problem-solving skills.
• Strong attention to detail.
• Exemplary customer service skills.
• Ability to learn products, lending standards, and guidelines and how to apply them.
• Ability to work effectively both autonomously and within a team environment.

Physical Demands & Requirements

• Sedentary work: exerting up to 10 pounds of force occasionally and/or negligible force frequently.
• Ability to stand or sit constantly/continuously.
• Hearing: perceiving sounds at normal speaking levels with or without correction.
• Close visual acuity for preparing and analyzing data, transcribing, viewing a computer terminal, and extensive reading.

Environmental Conditions

• Work primarily indoors in a normal office environment with limited extremes in heat or cold and moderate noise.
• Travel required regionally and nationally (up to 25%) for producer visits, educational development, or training.

Pay

Expected base pay range for this role is $71,939.00 - $94,960.00. Actual pay offered may vary depending on work location, job-related knowledge, skills, and relevant experience.

Benefits

• Outstanding 401(k) retirement plan with company contributions.
• Medical, prescription drug, dental, vision, life, and disability benefits.
• Flexible spending accounts.
• Paid leave (holidays, vacation, sick).
• Wellness programs.
• Recognition programs.
• Community involvement opportunities.