Agricultural Lender

About the role

To be considered for this position, please complete the online employment application for this role (Apply Now) and complete the Predictive Index workplace assessment here: United Bank Assessment.

Job Function / Summary

The Agricultural Lender performs a variety of tasks and functions related to the sales and marketing of United Bank products, primarily focusing on agricultural related lending and deposit opportunities. Responsible for developing and maintaining relationships with new and existing customers. Primary duties and responsibilities include but may not be limited to:

• Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.
• Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.
• Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
• Prepares financing proposals.
• Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
• Ensures timely loan closing and funding activities.
• Manage loan portfolio including renewals, modifications, updated credit analysis, collections, past dues, technical exceptions and portfolio monitoring.
• Achieve loan production goals.
• Remain current on industry trends and regulations.
• Participate in community and volunteer events.
• Provide exceptional customer service and financial guidance.

Qualifications

Primary duties and responsibilities include but may not be limited to:

• Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.
• Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.
• Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
• Prepares financing proposals.
• Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
• Ensures timely loan closing and funding activities.
• Manage loan portfolio including renewals, modifications, updated credit analysis, collections, past dues, technical exceptions and portfolio monitoring.
• Achieve loan production goals.
• Remain current on industry trends and regulations.
• Participate in community and volunteer events.
• Provide exceptional customer service and financial guidance.